exchange rate
Currency conversion value
直訳: trade ratio
Use `exchange rate` whenever you need to discuss the value of swapping one country's money for another.
15秒でわかる
- The price of one currency expressed in another currency.
- Used for travel, international shopping, and global business.
- Fluctuates daily based on global economic conditions.
意味
Think of it as a price tag for money itself. It tells you exactly how much of one currency you can get if you trade it for another.
主な例文
3 / 6Planning a vacation
I'm waiting to book my hotel until the exchange rate improves.
I'm waiting to book my hotel until the currency conversion value improves.
Shopping on a foreign website
The exchange rate makes this Japanese camera a total steal!
The currency conversion value makes this Japanese camera a great deal!
In a business meeting
We need to account for the fluctuating exchange rate in our budget.
We need to account for the changing currency conversion value in our budget.
文化的背景
The concept of floating exchange rates became the global standard in the early 1970s. It turned currency into a commodity that people trade for profit, making 'checking the rate' a common habit for international travelers and digital nomads. In many global cities, exchange rate boards are as common as street signs.
The 'Interbank' Secret
The rate you see on Google is the 'interbank rate.' Banks usually give you a slightly worse rate to make a profit, so don't expect to get the exact number you see online!
Dynamic Currency Conversion
When an ATM abroad asks if you want to pay in 'your home currency,' say NO. They use a terrible exchange rate. Always choose the local currency!
15秒でわかる
- The price of one currency expressed in another currency.
- Used for travel, international shopping, and global business.
- Fluctuates daily based on global economic conditions.
What It Means
Imagine you are standing at an airport in London with a pocket full of Pounds. You want to buy a coffee in Paris, but they only take Euros. The exchange rate is the magic number that tells you how many Euros your Pound is worth. It is the bridge between two different types of money. It is not a fixed number like the price of a candy bar. It breathes and moves every single day based on how the world is doing.
How To Use It
You usually use this phrase when you are planning a trip or buying something online from another country. You can say the rate is favorable if you get more money than usual. If it is poor, you might want to wait before swapping your cash. You will often hear people ask, "What is the current exchange rate?" or "Is the exchange rate good right now?" It is a very practical phrase that saves you from overspending.
When To Use It
Use it whenever money crosses a border. It is perfect for talking to a bank teller or a travel agent. You will also use it when chatting with friends about a vacation you just took. If you are a business owner buying supplies from overseas, this phrase will be in your daily vocabulary. It is the go-to term for any financial conversion.
When NOT To Use It
Do not use exchange rate when you are just talking about a discount or a sale price. If a store has a "2-for-1" deal, that is a bargain, not an exchange rate. Also, avoid using it for trading physical items. If you trade your apple for a friend's orange, that is just a trade or a swap. This phrase is strictly for the world of currency and finance.
Cultural Background
In the past, money was tied to gold, so rates did not change much. Today, they float freely. This means people in places like the UK or the US check the exchange rate like they check the weather. It is a sign of how strong a country's economy feels to the rest of the world. In some countries with unstable money, people check the rate every hour on their phones just to know if they can afford groceries.
Common Variations
You might hear people call it the FX rate (short for Foreign Exchange). In news reports, they might call it the conversion rate. If you are looking at a screen in a bank, you will see buy and sell rates. Don't let the jargon confuse you; they are all just different ways of looking at the same price tag for money.
使い方のコツ
The phrase is universally understood in the English-speaking world. It is a 'collocation,' meaning these two words are almost always stuck together in this specific order.
The 'Interbank' Secret
The rate you see on Google is the 'interbank rate.' Banks usually give you a slightly worse rate to make a profit, so don't expect to get the exact number you see online!
Dynamic Currency Conversion
When an ATM abroad asks if you want to pay in 'your home currency,' say NO. They use a terrible exchange rate. Always choose the local currency!
The Big Mac Index
Economists use the price of a McDonald's Big Mac around the world to see if an exchange rate is 'fair.' It's a fun, real-world way to see if a currency is undervalued.
例文
6I'm waiting to book my hotel until the exchange rate improves.
I'm waiting to book my hotel until the currency conversion value improves.
Using 'improves' means getting more value for your money.
The exchange rate makes this Japanese camera a total steal!
The currency conversion value makes this Japanese camera a great deal!
A 'steal' implies the rate is very favorable for the buyer.
We need to account for the fluctuating exchange rate in our budget.
We need to account for the changing currency conversion value in our budget.
Professional use focusing on financial planning.
Ugh, the exchange rate is killing me this trip.
Ugh, the currency conversion value is making everything expensive.
Hyperbole used to express frustration about high costs.
My bank's exchange rate is basically a polite way of stealing my money.
My bank's currency conversion value is very bad for me.
Humorous take on high bank fees and poor rates.
I'm worried the crashing exchange rate will ruin our move to London.
I'm worried the dropping currency conversion value will ruin our move.
Emotional context regarding a major life change.
自分をテスト
Choose the best word to complete the sentence about a trip to Europe.
The bank offered a very poor ___ ___, so I only got 80 Euros for my 100 Dollars.
'Exchange rate' is the standard term for the value ratio between two currencies.
Identify the correct adjective often used with this phrase.
Digital nomads look for countries with a ___ exchange rate to save money.
'Favorable' is the professional and common way to say the rate is good for you.
🎉 スコア： /2
ビジュアル学習ツール
Formality of 'Exchange Rate'
Used with friends when complaining about prices.
The rate sucks today.
Standard use for travel and shopping.
What's the exchange rate?
Used in banking and economic reports.
The exchange rate has stabilized.
Where to use 'Exchange Rate'
Airport Kiosk
Checking the board before swapping cash.
Online Shopping
Buying shoes from a UK store in USD.
Business News
Reading about the Dollar vs. the Euro.
Dinner Conversation
Discussing how cheap a recent trip was.
よくある質問
10 問Not at all! While banks use it, you will use it personally whenever you travel or buy things from other countries using foreign currency.
People might understand you, but it sounds unnatural. Always use exchange rate to sound like a native speaker.
It means your home currency is strong, so you get more of the foreign currency for your money. For example, a favorable rate makes your vacation cheaper.
It is neutral. You can use it in a serious business meeting or while grabbing a beer with friends.
You can simply ask, "What is the exchange rate for Dollars to Euros today?" They will give you the current price.
Yes, it changes every second while the markets are open. Most people just check the daily average.
Some countries lock their currency to another, like the US Dollar. This means the exchange rate stays the same for a long time.
This usually means your currency has lost value. You will get less money back when you exchange it.
Yes! You can talk about the exchange rate between Bitcoin and the US Dollar, though people often just call it the price.
The rate is the conversion value, while a fee is the extra money the bank charges you for the service.
関連フレーズ
Currency conversion
The act of changing one money to another.
Foreign exchange (FX)
The global market for trading currencies.
Weak currency
A currency that has a low value compared to others.
Purchasing power
How much you can actually buy with your money in a specific country.
コメント (0)
ログインしてコメント無料で言語学習を始めよう
無料で始める