年金

The act of using resources such as money, time, or energy in a careful and economical way to avoid waste. It is a common term used when discussing household budgets, environmental conservation, and efficient time management.

A preliminary or trial calculation or estimation. It is used to project future costs, savings, or economic impacts before a final decision is made.

The act of returning money that has already been paid, typically because a product was returned or a service was cancelled.

The provision or payment of money, goods, or benefits, typically from an employer to an employee.

A value-added tax levied on the sale of goods and services. In Japan, it is typically applied at the time of purchase and is a key part of daily shopping and financial planning.

A financial institution where people can safely deposit, withdraw, and save money. It also provides services like currency exchange and loans for individuals and businesses.

A bank account or financial record used to manage deposits, withdrawals, and transfers. It is the primary way individuals and businesses interact with financial institutions to store and move money.

In a financial context, 'hikidashi' refers to the act of withdrawing money from a bank account or an ATM. While it also commonly means a physical drawer in a desk, it is a fundamental term for managing personal finances in Japan.

A service fee or commission paid for a specific transaction or administrative task. It is commonly used when talking about banking, ticket purchases, or middleman services.