返金

The act of using resources such as money, time, or energy in a careful and economical way to avoid waste. It is a common term used when discussing household budgets, environmental conservation, and efficient time management.

A preliminary or trial calculation or estimation. It is used to project future costs, savings, or economic impacts before a final decision is made.

The provision or payment of money, goods, or benefits, typically from an employer to an employee.

A value-added tax levied on the sale of goods and services. In Japan, it is typically applied at the time of purchase and is a key part of daily shopping and financial planning.

A financial institution where people can safely deposit, withdraw, and save money. It also provides services like currency exchange and loans for individuals and businesses.

A bank account or financial record used to manage deposits, withdrawals, and transfers. It is the primary way individuals and businesses interact with financial institutions to store and move money.

In a financial context, 'hikidashi' refers to the act of withdrawing money from a bank account or an ATM. While it also commonly means a physical drawer in a desk, it is a fundamental term for managing personal finances in Japan.

A service fee or commission paid for a specific transaction or administrative task. It is commonly used when talking about banking, ticket purchases, or middleman services.

A regular payment made by the government or a private fund to a person who has retired from work. In Japan, it specifically refers to the national social security system that residents contribute to during their working years to receive benefits in old age.