A1 noun Neutral #3,682 most common

insurance

/ɪnˈʃʊərəns/

Insurance is a service you buy to protect yourself from losing money. You pay a small amount of money to a company, and they agree to pay for costs if you have an accident, get sick, or lose something.

Examples

3 of 5
1

I need to buy travel insurance before my trip to Italy next week.

I need to purchase a protection plan for my upcoming Italian holiday.

2

The contract requires all travelers to hold valid medical insurance for the duration of the stay.

The official agreement says travelers must have health protection while they are here.

3

Did you get insurance for your new phone yet?

Have you bought protection for your new mobile device?

Word Family

Noun
insurance
Verb
insure
Adjective
insured
Related
insurer
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Memory Tip

Look at the word 'sure' inside in-SUR-ance. It makes you 'sure' that you are safe if something goes wrong.

Quick Quiz

If you lose your suitcase at the airport, your travel ____ might pay for new clothes.

Correct!

The correct answer is: insurance

Examples

1

I need to buy travel insurance before my trip to Italy next week.

everyday

I need to purchase a protection plan for my upcoming Italian holiday.

2

The contract requires all travelers to hold valid medical insurance for the duration of the stay.

formal

The official agreement says travelers must have health protection while they are here.

3

Did you get insurance for your new phone yet?

informal

Have you bought protection for your new mobile device?

4

The economic impact of insurance allows for greater stability in international trade.

academic

The financial effect of protection systems helps keep global business steady.

5

Our firm provides comprehensive liability insurance for all corporate travel.

business

Our company gives full protection for all business-related trips.

Word Family

Noun
insurance
Verb
insure
Adjective
insured
Related
insurer

Common Collocations

travel insurance protection for trips
insurance policy an insurance contract
health insurance protection for medical costs
car insurance protection for vehicle accidents
insurance claim a request for payment from the company

Common Phrases

just in case

as a precaution (often why people buy insurance)

peace of mind

feeling calm and not worried

fully covered

having total insurance protection

Often Confused With

insurance vs ensure

Ensure is a verb meaning 'to make certain', while insurance is the noun for financial protection.

insurance vs assurance

Assurance is often used for life insurance (events that will happen), while insurance is for risks (events that might happen).

📝

Usage Notes

In general conversation, 'insurance' is uncountable. However, you can use 'an insurance policy' when talking about a specific document or contract.

⚠️

Common Mistakes

Learners often say 'I have an insurance' instead of 'I have insurance' or 'I have an insurance policy'.

💡

Memory Tip

Look at the word 'sure' inside in-SUR-ance. It makes you 'sure' that you are safe if something goes wrong.

📖

Word Origin

Derived from the Old French word 'enseurance', which means a pledge or a guarantee.

Grammar Patterns

Uncountable noun Often used with the verbs 'take out', 'buy', or 'get' Used with the preposition 'for' (e.g., insurance for my car)
🌍

Cultural Context

In many countries, having certain types of insurance (like car or health insurance) is required by law.

Quick Quiz

If you lose your suitcase at the airport, your travel ____ might pay for new clothes.

Correct!

The correct answer is: insurance

More Travel words

ship

A1

A large boat used for carrying passengers or goods across deep water like oceans and seas. Ships are much bigger than boats and are designed for long-distance travel.

station

A1

A station is a designated place where trains or buses regularly stop to allow passengers to get on or off. It can also refer to a building or facility used for a specific purpose, such as a police station or a radio station.

passport

A1

A passport is an official government document that identifies you as a citizen of a particular country. It is necessary for traveling to other countries and serves as proof of identity at international borders.

suitcase

A1

A suitcase is a large, rectangular container with a handle and often wheels, used for carrying clothes and personal items while traveling. It is designed to be carried by hand or rolled through airports and stations.

driver

A1

A person who operates a motor vehicle, such as a car, bus, or truck. They are responsible for controlling the vehicle's speed and direction while traveling on the road.

bed

A1

A piece of furniture that you sleep on, typically consisting of a mattress on a frame. In the context of travel, it refers to the sleeping accommodation provided in a hotel or hostel.

check-out

A1

The act of leaving a hotel or similar place after paying the bill and returning the room key. It can also refer to the area in a store where you pay for your items.

floor

A1

The flat bottom surface of a room that people walk on. It also refers to a specific level or story within a building, such as the ground floor or the fifth floor.

towel

A1

A piece of thick absorbent cloth or paper used for drying your body or a surface. It is a common household item and an essential travel accessory for the beach or bathroom.

island

A1

An island is a piece of land that is completely surrounded by water on all sides. It can be located in an ocean, sea, lake, or river and is smaller than a continent.

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