insurance
Insurance is a service you buy to protect yourself from losing money. You pay a small amount of money to a company, and they agree to pay for costs if you have an accident, get sick, or lose something.
Examples
3 of 5I need to buy travel insurance before my trip to Italy next week.
I need to purchase a protection plan for my upcoming Italian holiday.
The contract requires all travelers to hold valid medical insurance for the duration of the stay.
The official agreement says travelers must have health protection while they are here.
Did you get insurance for your new phone yet?
Have you bought protection for your new mobile device?
Word Family
Memory Tip
Look at the word 'sure' inside in-SUR-ance. It makes you 'sure' that you are safe if something goes wrong.
Quick Quiz
If you lose your suitcase at the airport, your travel ____ might pay for new clothes.
Correct!
The correct answer is: insurance
Examples
I need to buy travel insurance before my trip to Italy next week.
everydayI need to purchase a protection plan for my upcoming Italian holiday.
The contract requires all travelers to hold valid medical insurance for the duration of the stay.
formalThe official agreement says travelers must have health protection while they are here.
Did you get insurance for your new phone yet?
informalHave you bought protection for your new mobile device?
The economic impact of insurance allows for greater stability in international trade.
academicThe financial effect of protection systems helps keep global business steady.
Our firm provides comprehensive liability insurance for all corporate travel.
businessOur company gives full protection for all business-related trips.
Word Family
Common Collocations
Common Phrases
just in case
as a precaution (often why people buy insurance)
peace of mind
feeling calm and not worried
fully covered
having total insurance protection
Often Confused With
Ensure is a verb meaning 'to make certain', while insurance is the noun for financial protection.
Assurance is often used for life insurance (events that will happen), while insurance is for risks (events that might happen).
Usage Notes
In general conversation, 'insurance' is uncountable. However, you can use 'an insurance policy' when talking about a specific document or contract.
Common Mistakes
Learners often say 'I have an insurance' instead of 'I have insurance' or 'I have an insurance policy'.
Memory Tip
Look at the word 'sure' inside in-SUR-ance. It makes you 'sure' that you are safe if something goes wrong.
Word Origin
Derived from the Old French word 'enseurance', which means a pledge or a guarantee.
Grammar Patterns
Cultural Context
In many countries, having certain types of insurance (like car or health insurance) is required by law.
Quick Quiz
If you lose your suitcase at the airport, your travel ____ might pay for new clothes.
Correct!
The correct answer is: insurance
Related Grammar Rules
Related Vocabulary
More Travel words
ship
A1A large boat used for carrying passengers or goods across deep water like oceans and seas. Ships are much bigger than boats and are designed for long-distance travel.
station
A1A station is a designated place where trains or buses regularly stop to allow passengers to get on or off. It can also refer to a building or facility used for a specific purpose, such as a police station or a radio station.
passport
A1A passport is an official government document that identifies you as a citizen of a particular country. It is necessary for traveling to other countries and serves as proof of identity at international borders.
suitcase
A1A suitcase is a large, rectangular container with a handle and often wheels, used for carrying clothes and personal items while traveling. It is designed to be carried by hand or rolled through airports and stations.
driver
A1A person who operates a motor vehicle, such as a car, bus, or truck. They are responsible for controlling the vehicle's speed and direction while traveling on the road.
bed
A1A piece of furniture that you sleep on, typically consisting of a mattress on a frame. In the context of travel, it refers to the sleeping accommodation provided in a hotel or hostel.
check-out
A1The act of leaving a hotel or similar place after paying the bill and returning the room key. It can also refer to the area in a store where you pay for your items.
floor
A1The flat bottom surface of a room that people walk on. It also refers to a specific level or story within a building, such as the ground floor or the fifth floor.
towel
A1A piece of thick absorbent cloth or paper used for drying your body or a surface. It is a common household item and an essential travel accessory for the beach or bathroom.
island
A1An island is a piece of land that is completely surrounded by water on all sides. It can be located in an ocean, sea, lake, or river and is smaller than a continent.
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