A1 noun محايد

mortgage

/ˈmɔːr.ɡɪdʒ/

A legal agreement where a bank or lender lends money at interest in exchange for taking title of the debtor's property. The property is used as security, meaning the bank can take the house if the money is not paid back.

أمثلة

3 من 5
1

We pay our mortgage to the bank every month.

We pay our mortgage to the bank every month.

2

The applicant must provide three months of bank statements to qualify for a mortgage.

The applicant must provide three months of bank statements to qualify for a mortgage.

3

I'm so happy because we finally paid off our mortgage today!

I'm so happy because we finally paid off our mortgage today!

عائلة الكلمة

اسم
mortgage
Verb
mortgage
صفة
mortgaged
مرتبط
mortgagee
💡

نصيحة للحفظ

The word comes from 'mort' (dead) and 'gage' (pledge). Think of it as a 'dead pledge' because the deal ends (dies) when the money is paid back.

اختبار سريع

Since we want to buy a house but don't have enough cash, we need to ask the bank for a ____.

صحيح!

الإجابة الصحيحة هي: mortgage

أمثلة

1

We pay our mortgage to the bank every month.

everyday

We pay our mortgage to the bank every month.

2

The applicant must provide three months of bank statements to qualify for a mortgage.

formal

The applicant must provide three months of bank statements to qualify for a mortgage.

3

I'm so happy because we finally paid off our mortgage today!

informal

I'm so happy because we finally paid off our mortgage today!

4

The study examines how rising interest rates affect the demand for a mortgage.

academic

The study examines how rising interest rates affect the demand for a mortgage.

5

The firm decided to take out a mortgage on the new office building.

business

The firm decided to take out a mortgage on the new office building.

عائلة الكلمة

اسم
mortgage
Verb
mortgage
صفة
mortgaged
مرتبط
mortgagee

تلازمات شائعة

apply for a mortgage apply for a mortgage
pay off a mortgage pay off a mortgage
fixed-rate mortgage fixed-rate mortgage
monthly mortgage payments monthly mortgage payments
mortgage interest rate mortgage interest rate

العبارات الشائعة

second mortgage

second mortgage

underwater mortgage

underwater mortgage

chattel mortgage

chattel mortgage

يُخلط عادةً مع

mortgage vs loan

A loan is any borrowed money, but a mortgage is a specific type of loan used to buy property.

mortgage vs rent

Rent is money paid to a landlord to live in a house; a mortgage is money paid to a bank to eventually own the house.

📝

ملاحظات الاستخدام

In everyday English, people often say 'my mortgage' to refer to the monthly payment itself as well as the legal agreement.

⚠️

أخطاء شائعة

The 't' in mortgage is silent. Learners often mistakenly pronounce the 't'.

💡

نصيحة للحفظ

The word comes from 'mort' (dead) and 'gage' (pledge). Think of it as a 'dead pledge' because the deal ends (dies) when the money is paid back.

📖

أصل الكلمة

Derived from Old French 'mort' (dead) and 'gage' (pledge), meaning the deal dies when the debt is paid.

أنماط نحوية

Countable noun: mortgages (plural) Used with the preposition 'on': a mortgage on a house Can be used as a verb: to mortgage a property
🌍

السياق الثقافي

In many Western countries, obtaining a mortgage is considered a major milestone in adulthood and the primary way to build personal wealth.

اختبار سريع

Since we want to buy a house but don't have enough cash, we need to ask the bank for a ____.

صحيح!

الإجابة الصحيحة هي: mortgage

مزيد من كلمات law

prosecutor

A1

A prosecutor is a lawyer who works for the government. Their job is to show a court that someone has committed a crime.

defendant

A1

A defendant is a person or organization that is being accused of a crime or is being sued in a court of law. This person is required to answer the legal charges brought against them by another party.

plaintiff

A1

A person or group who brings a legal case against another in a court of law. They are the ones starting the lawsuit because they believe they have been wronged.

jury

A1

A group of ordinary people chosen to listen to the facts of a trial in a court of law. They listen to the evidence and decide if a person is guilty or not guilty.

lawsuit

A1

A lawsuit is a legal case where one person or group brings a disagreement to a court of law for a judge to decide. It usually happens when someone wants money or a specific action from another person because of a problem or injury.

proof

A1

Proof is a fact or a piece of information that shows something is true. In a legal context, it is what a person uses to convince a judge or jury that a crime happened.

misdemeanor

A1

A misdemeanor is a minor crime that is less serious than a felony. It is usually punished by a fine or a short period of time in a local jail rather than a state prison.

sentence

A1

A sentence is a punishment given by a judge to someone who has been found guilty of a crime. It explains how much time a person must spend in prison or how much money they must pay as a fine.

bail

A1

Bail is a sum of money paid to a court so that a person who has been accused of a crime can stay out of jail until their trial starts. If the person shows up for their court date, the money is usually returned.

fraud

A1

Fraud is the illegal act of tricking someone to get their money or property. It is a crime where a person lies or hides the truth to gain an unfair advantage.

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