mortgage
A legal agreement where a bank or lender lends money at interest in exchange for taking title of the debtor's property. The property is used as security, meaning the bank can take the house if the money is not paid back.
例文
3 / 5We pay our mortgage to the bank every month.
We pay our mortgage to the bank every month.
The applicant must provide three months of bank statements to qualify for a mortgage.
The applicant must provide three months of bank statements to qualify for a mortgage.
I'm so happy because we finally paid off our mortgage today!
I'm so happy because we finally paid off our mortgage today!
語族
覚え方のコツ
The word comes from 'mort' (dead) and 'gage' (pledge). Think of it as a 'dead pledge' because the deal ends (dies) when the money is paid back.
クイックテスト
Since we want to buy a house but don't have enough cash, we need to ask the bank for a ____.
正解!
正解は: mortgage
例文
We pay our mortgage to the bank every month.
everydayWe pay our mortgage to the bank every month.
The applicant must provide three months of bank statements to qualify for a mortgage.
formalThe applicant must provide three months of bank statements to qualify for a mortgage.
I'm so happy because we finally paid off our mortgage today!
informalI'm so happy because we finally paid off our mortgage today!
The study examines how rising interest rates affect the demand for a mortgage.
academicThe study examines how rising interest rates affect the demand for a mortgage.
The firm decided to take out a mortgage on the new office building.
businessThe firm decided to take out a mortgage on the new office building.
語族
よく使う組み合わせ
よく使うフレーズ
second mortgage
second mortgage
underwater mortgage
underwater mortgage
chattel mortgage
chattel mortgage
よく混同される語
A loan is any borrowed money, but a mortgage is a specific type of loan used to buy property.
Rent is money paid to a landlord to live in a house; a mortgage is money paid to a bank to eventually own the house.
使い方のコツ
In everyday English, people often say 'my mortgage' to refer to the monthly payment itself as well as the legal agreement.
よくある間違い
The 't' in mortgage is silent. Learners often mistakenly pronounce the 't'.
覚え方のコツ
The word comes from 'mort' (dead) and 'gage' (pledge). Think of it as a 'dead pledge' because the deal ends (dies) when the money is paid back.
語源
Derived from Old French 'mort' (dead) and 'gage' (pledge), meaning the deal dies when the debt is paid.
文法パターン
文化的な背景
In many Western countries, obtaining a mortgage is considered a major milestone in adulthood and the primary way to build personal wealth.
クイックテスト
Since we want to buy a house but don't have enough cash, we need to ask the bank for a ____.
正解!
正解は: mortgage
関連語彙
lawの関連語
justice
A1Justice is the quality of being fair and reasonable in how people are treated. It also refers to the legal system and the way laws are used to punish people who do wrong.
verdict
A1A verdict is the official decision made by a jury or judge in a court of law about whether someone is guilty or not guilty. It is also used to describe a person's final opinion or judgment about something after testing or considering it.
trial
A1A formal process in a court of law to decide if someone is guilty of a crime. It involves a judge, and sometimes a jury, who listen to evidence and witnesses.
hearing
A1In a legal context, a hearing is a formal meeting where a judge or official listens to facts and arguments about a specific issue. It is typically shorter and less formal than a full trial but follows strict legal rules.
litigation
A1Litigation is the process of using a court of law to solve a legal disagreement. It involves a judge or jury making a final decision about a dispute between people or companies.
testimony
A1A formal statement given by a witness in a court of law or a public meeting. It is also used to describe something that serves as clear proof that a fact is true.
witness
A1A witness is a person who sees an event, such as a crime or an accident, take place. In a legal context, this person provides information or evidence in a court about what they observed.
crime
A1A crime is an action that is against the law and is punishable by the government. It refers to illegal activities like stealing or hurting someone.
criminal
A1A person who has committed a crime or done something illegal. This word describes someone who breaks the law and may be punished by the police or a court.
felony
A1A felony is a very serious crime, such as murder or armed robbery. In legal systems, it is a crime that is punished more severely than a minor offense, often resulting in more than one year in prison.
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