A1 noun رسمي

foreclosure

/fɔːrˈkloʊʒər/

Foreclosure is a legal process where a bank or lender takes control of a property because the owner failed to pay back their loan. It typically ends with the property being sold to pay off the remaining debt.

أمثلة

3 من 5
1

The family had to move out quickly because of a foreclosure on their home.

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

I heard their place went into foreclosure after he lost his job.

عائلة الكلمة

اسم
foreclosure
Verb
foreclose
صفة
foreclosed
مرتبط
forecloser
💡

نصيحة للحفظ

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

اختبار سريع

After the owner stopped paying the mortgage, the bank sent a ______ notice.

صحيح!

الإجابة الصحيحة هي: foreclosure

أمثلة

1

The family had to move out quickly because of a foreclosure on their home.

everyday

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

formal

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

informal

I heard their place went into foreclosure after he lost his job.

4

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

academic

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

5

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

business

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

عائلة الكلمة

اسم
foreclosure
Verb
foreclose
صفة
foreclosed
مرتبط
forecloser

تلازمات شائعة

foreclosure notice a legal warning that the bank will take the property
avoid foreclosure to find a way to keep your home from being taken
face foreclosure to be in a situation where the bank might take your home
foreclosure sale an auction where a taken property is sold
prevent foreclosure to stop the legal process of property seizure

العبارات الشائعة

foreclosure crisis

a period where many people lose their homes at once

in foreclosure

currently going through the legal process of being taken by the bank

foreclosure moratorium

a temporary stop on banks taking homes

يُخلط عادةً مع

foreclosure vs eviction

Eviction is being forced out of a rented property; foreclosure is the bank taking a property that was being purchased with a loan.

foreclosure vs bankruptcy

Bankruptcy is a general legal status of not being able to pay any debts; foreclosure is specific to real estate loans.

📝

ملاحظات الاستخدام

Foreclosure is almost exclusively used in legal and financial contexts regarding real estate. It is more common in American English than British English, where 'repossession' is more frequent.

⚠️

أخطاء شائعة

Learners often say the bank 'foreclosed the person,' but the bank 'forecloses ON the property' or 'forecloses ON the owner.'

💡

نصيحة للحفظ

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

📖

أصل الكلمة

From the Old French word 'forclos,' which means to exclude, shut out, or bar from something.

أنماط نحوية

Countable noun (plural: foreclosures) Often used with the preposition 'on' (foreclosure on a house) Used with the verb 'initiate' or 'start'
🌍

السياق الثقافي

In the United States, the 2008 housing market crash made 'foreclosure' a household word due to the millions of people who lost their homes.

اختبار سريع

After the owner stopped paying the mortgage, the bank sent a ______ notice.

صحيح!

الإجابة الصحيحة هي: foreclosure

مزيد من كلمات law

copyright

A1

The legal right that gives the creator of an original work the power to control how it is used. It prevents others from copying, selling, or performing the work without the owner's permission.

judge

A1

A judge is a person who works in a court of law and makes official decisions about legal cases. They listen to the facts and decide how to punish people who break the law.

duty

A1

A duty is something that you must do because it is your job or because it is the right thing to do. In law, it is a legal responsibility that a person or group has to follow.

lease

A1

A lease is a legal agreement that lets someone use a building, land, or equipment for a set amount of time. In return, the person must pay a specific amount of money to the owner.

sentence

A1

A sentence is a punishment given by a judge to someone who has been found guilty of a crime. It explains how much time a person must spend in prison or how much money they must pay as a fine.

clause

A1

A clause is a specific section, paragraph, or individual rule within a legal document or contract. It explains a particular condition or requirement that the people involved must follow.

liberty

A1

Liberty is the state of being free within society from control or oppressive restrictions. it is the right and power to believe, act, and express oneself as one chooses.

hearing

A1

In a legal context, a hearing is a formal meeting where a judge or official listens to facts and arguments about a specific issue. It is typically shorter and less formal than a full trial but follows strict legal rules.

justice

A1

Justice is the quality of being fair and reasonable in how people are treated. It also refers to the legal system and the way laws are used to punish people who do wrong.

verdict

A1

A verdict is the official decision made by a jury or judge in a court of law about whether someone is guilty or not guilty. It is also used to describe a person's final opinion or judgment about something after testing or considering it.

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