B1 noun Neutral

저축

[tɕʌ.tɕʰuk]

The act of setting aside money for future use instead of spending it immediately, often in a bank account.

Examples

3 of 5
1

어릴 때부터 저축하는 습관을 길러야 해요.

You should develop a saving habit from a young age.

2

저축 장려를 위해 금리를 인상했습니다.

Interest rates were raised to encourage saving.

3

너 저축 많이 했어?

Did you save a lot of money?

Word Family

Noun
저축
Verb
저축하다
Adjective
저축된
💡

Memory Tip

Jeo (low/store) + Chuk (accumulate). Store and accumulate money.

Quick Quiz

미래를 대비해서 조금씩이라도 ____을 하는 것이 중요하다.

Correct!

The correct answer is: 저축

Examples

1

어릴 때부터 저축하는 습관을 길러야 해요.

everyday

You should develop a saving habit from a young age.

2

저축 장려를 위해 금리를 인상했습니다.

formal

Interest rates were raised to encourage saving.

3

너 저축 많이 했어?

informal

Did you save a lot of money?

4

가계 저축률의 감소는 내수 소비 증가와 관련이 있다.

academic

The decrease in household saving rates is related to the increase in domestic consumption.

5

저축 은행 상품을 비교해 보시기 바랍니다.

business

Please compare the products of savings banks.

Word Family

Noun
저축
Verb
저축하다
Adjective
저축된

Common Collocations

저축 습관 saving habit
저축 금액 saving amount
저축 통장 savings account
정기 저축 regular saving
저축률 savings rate

Common Phrases

저축을 늘리다

to increase savings

저축에 힘쓰다

to strive to save

저축을 시작하다

to start saving

Often Confused With

저축 vs 예금

Ye-geum is specifically depositing money in a bank; jeo-chuk is the general concept of saving.

📝

Usage Notes

Common in IELTS Task 2 when discussing personal finance or economic stability.

⚠️

Common Mistakes

Do not confuse with '적금' which refers to a specific type of installment savings account.

💡

Memory Tip

Jeo (low/store) + Chuk (accumulate). Store and accumulate money.

📖

Word Origin

From Sino-Korean 貯蓄 (store + accumulate).

Grammar Patterns

~를 저축하다 저축을 위해
🌍

Cultural Context

Traditionally, Koreans have had high savings rates as a way to provide for children's education and housing.

Quick Quiz

미래를 대비해서 조금씩이라도 ____을 하는 것이 중요하다.

Correct!

The correct answer is: 저축

More economics words

유동성

B2

The ease with which assets can be converted into cash, or the quality of being fluid and changeable. In a broader sense, it refers to a lack of fixed structure or stability.

동반하다

B2

To accompany or go along with something, often used when one phenomenon causes or occurs simultaneously with another. In academic contexts, it refers to consequences or parallel trends.

둔화되다

B2

To slow down or become less active. It is often used to describe economic growth, speed, or the rate of progress decreasing.

능가하다

B2

To exceed or surpass a certain level, amount, or ability. It is often used to compare achievements or statistics in academic contexts.

재분배

B2

The distribution of something (especially wealth or land) in a different way, typically to achieve greater equality within a society.

빈부 격차

B2

The gap or inequality between the rich and the poor, typically referring to the uneven distribution of wealth and income in a society.

민영화

B2

The transfer of ownership, property, or business from the government to the private sector. It is often done to increase efficiency and competition.

희소성

B2

The state of being rare or in short supply. It is a fundamental concept in economics where human wants exceed limited resources.

투기

B2

Investment in stocks, property, or other ventures in the hope of gain but with the risk of loss; often implies unfair or excessive profit-seeking.

파급 효과

B2

The spreading effect or influence that an action or event has on other areas; ripple effect or spillover effect.

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