A1 noun 中性

口座

/koːza/

A bank account or financial record used to manage deposits, withdrawals, and transfers. It is the primary way individuals and businesses interact with financial institutions to store and move money.

例句

3 / 5
1

銀行で新しい口座を作りました。

I opened a new account at the bank.

2

お振込先の口座番号をいただけますか。

Could you please provide the account number for the transfer?

3

まだ口座、持ってないの?

Don't you have an account yet?

词族

名词
口座
相关
口座名義人
💡

记忆技巧

Visualize the kanji: 口 (mouth/opening) and 座 (seat). Your money has a 'seat' at the bank's 'opening'.

快速测验

新しい銀行で___を作りました。

正确!

正确答案是: 口座

例句

1

銀行で新しい口座を作りました。

everyday

I opened a new account at the bank.

2

お振込先の口座番号をいただけますか。

formal

Could you please provide the account number for the transfer?

3

まだ口座、持ってないの?

informal

Don't you have an account yet?

4

銀行口座の開設は、現代社会における経済的信用の基盤である。

academic

The opening of a bank account is the foundation of economic credit in modern society.

5

給料はこちらの口座に振り込まれます。

business

The salary will be transferred into this account.

词族

名词
口座
相关
口座名義人

常见搭配

口座を開設する to open an account
口座番号 account number
口座振替 automatic bank transfer
普通口座 savings/current account
口座を解約する to close an account

常用短语

口座を開く

to open an account (less formal than 開設)

指定の口座

designated account

共同口座

joint account

容易混淆的词

口座 vs アカウント

Used for internet services (email, SNS), while 口座 is strictly for financial institutions.

📝

使用说明

Use 'koza' for banking and finance. It is often paired with verbs like 'tsukuru' (make) in casual speech or 'kaisetsu suru' (open) in formal speech.

⚠️

常见错误

English learners often use 'akanto' (account) for a bank account, but in Japanese, 'koza' must be used for financial contexts.

💡

记忆技巧

Visualize the kanji: 口 (mouth/opening) and 座 (seat). Your money has a 'seat' at the bank's 'opening'.

📖

词源

Derived from Sino-Japanese characters where 'ko' refers to an entry or opening and 'za' refers to a seat or place of record.

语法模式

Noun + を + 開設する/作る Noun + に + 振り込む
🌍

文化背景

In Japan, a personal 'koza' and a physical bankbook (tsūchō) are traditionally used together, though digital banking is increasing.

快速测验

新しい銀行で___を作りました。

正确!

正确答案是: 口座

更多finance词汇

節約

A1

The act of using resources such as money, time, or energy in a careful and economical way to avoid waste. It is a common term used when discussing household budgets, environmental conservation, and efficient time management.

試算

B2

A preliminary or trial calculation or estimation. It is used to project future costs, savings, or economic impacts before a final decision is made.

返金

B1

The act of returning money that has already been paid, typically because a product was returned or a service was cancelled.

支給

B1

The provision or payment of money, goods, or benefits, typically from an employer to an employee.

消費税

A1

A value-added tax levied on the sale of goods and services. In Japan, it is typically applied at the time of purchase and is a key part of daily shopping and financial planning.

銀行

A1

A financial institution where people can safely deposit, withdraw, and save money. It also provides services like currency exchange and loans for individuals and businesses.

引き出し

A1

In a financial context, 'hikidashi' refers to the act of withdrawing money from a bank account or an ATM. While it also commonly means a physical drawer in a desk, it is a fundamental term for managing personal finances in Japan.

手数料

A1

A service fee or commission paid for a specific transaction or administrative task. It is commonly used when talking about banking, ticket purchases, or middleman services.

年金

A1

A regular payment made by the government or a private fund to a person who has retired from work. In Japan, it specifically refers to the national social security system that residents contribute to during their working years to receive benefits in old age.

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