A1 noun 中性 #2,881 最常用

預金

yokin /jo.kĩɴ/

Money placed into a bank account for safekeeping and to earn interest. It refers specifically to the act of depositing or the balance of funds held by a financial institution.

例句

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1

銀行に預金がありますか。

Do you have any savings in the bank?

2

預金残高をご確認いただけますでしょうか。

Could you please confirm the balance of your deposit?

3

預金、全然ないから旅行に行けないよ。

I have no bank savings at all, so I can't go on a trip.

词族

名词
預金
Verb
預金する
相关
預金者
💡

记忆技巧

The first kanji 預 (Yo) means 'to entrust' and 金 (Kin) means 'money'. You are 'entrusting your money' to the bank.

快速测验

昨日、銀行に行って( )を10万円おろしました。

正确!

正确答案是: 預金

例句

1

銀行に預金がありますか。

everyday

Do you have any savings in the bank?

2

預金残高をご確認いただけますでしょうか。

formal

Could you please confirm the balance of your deposit?

3

預金、全然ないから旅行に行けないよ。

informal

I have no bank savings at all, so I can't go on a trip.

4

預金金利の推移がマクロ経済に与える影響を分析する。

academic

To analyze the impact of changes in deposit interest rates on the macroeconomy.

5

お手続きには預金通帳と届出印が必要です。

business

A bankbook and registered seal are required for the procedure.

词族

名词
預金
Verb
預金する
相关
預金者

常见搭配

預金を引き出す to withdraw money (deposit)
預金残高 bank balance
普通預金 ordinary deposit / savings account
預金をする to make a deposit
定期預金 fixed-term deposit

常用短语

預金をおろす

to withdraw money from one's account

預金を預ける

to place money in a deposit

預金が底をつく

to run out of bank savings

容易混淆的词

預金 vs 貯金 (chokin)

Yokin specifically refers to money in a bank (commercial financial institution), while Chokin can refer to money saved anywhere (piggy bank, post office, or general savings).

📝

使用说明

Use 'yokin' when dealing with commercial banks. In everyday conversation, 'chokin' is more commonly used for general savings, but 'yokin' is the standard term for bank statements and official transactions.

⚠️

常见错误

Learners often use 'yokin' when talking about saving money in a piggy bank at home; in that case, 'chokin' should be used instead.

💡

记忆技巧

The first kanji 預 (Yo) means 'to entrust' and 金 (Kin) means 'money'. You are 'entrusting your money' to the bank.

📖

词源

A Sino-Japanese compound consisting of 預 (to deposit/entrust) and 金 (gold/money).

语法模式

~に預金がある (To have a deposit in...) ~を預金する (To deposit...)
🌍

文化背景

In Japan, many people still use physical 'bankbooks' (tsuchō) to track their 'yokin', though digital banking is increasing.

快速测验

昨日、銀行に行って( )を10万円おろしました。

正确!

正确答案是: 預金

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