creditor
A creditor is a person, bank, or organization to whom money is owed because they have provided goods, services, or loans on credit. In legal and financial contexts, it refers to the party that has a claim on the services or property of a second party, known as the debtor.
Exemplos
3 de 5He received a stern letter from his primary creditor regarding the missed mortgage payments.
He received a serious letter from the person he owes money to about the unpaid house loans.
The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.
The official in charge must give the remaining property to everyone the company owes money to.
I've got a few creditors calling me every day, so I really need to get my finances in order.
I have several people I owe money to calling me constantly, so I need to fix my budget.
Família de palavras
Dica de memorização
The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.
Quiz rápido
When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.
Correto!
A resposta correta é: creditor
Exemplos
He received a stern letter from his primary creditor regarding the missed mortgage payments.
everydayHe received a serious letter from the person he owes money to about the unpaid house loans.
The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.
formalThe official in charge must give the remaining property to everyone the company owes money to.
I've got a few creditors calling me every day, so I really need to get my finances in order.
informolI have several people I owe money to calling me constantly, so I need to fix my budget.
Theoretical models of sovereign default examine the power dynamics between the national government and its international creditors.
academicScientific models of country debt study the relationship between a government and the foreign entities that lent it money.
Our main creditor has agreed to restructure the debt to avoid a complete company shutdown.
businessThe main bank we owe money to has agreed to change the payment plan so the business can stay open.
Família de palavras
Colocações comuns
Frases Comuns
judgment creditor
a person who has obtained a court order for the payment of money
creditor protection
legal measures that prevent lenders from seizing assets while a debtor reorganizes
trade creditor
a supplier to whom a business owes money for goods or services delivered
Frequentemente confundido com
A creditor is the one who gives money and is owed; a debtor is the one who receives money and owes it.
Notas de uso
The word 'creditor' is most commonly used in technical, legal, and business contexts. In casual conversation, 'lender' or 'the bank' is often preferred unless discussing specific legal proceedings like bankruptcy.
Erros comuns
Learners often mix up 'creditor' and 'debtor'. Remember that the 'or/er' ending often signifies the person performing the action (giving credit).
Dica de memorização
The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.
Origem da palavra
Derived from the Latin 'creditor', which comes from 'credere' meaning 'to trust, entrust, or believe'.
Padrões gramaticais
Contexto cultural
In capitalist economies, the legal rights of creditors are strictly enforced to maintain trust in the financial system and encourage lending.
Quiz rápido
When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.
Correto!
A resposta correta é: creditor
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