C2 noun Formal

creditor

/ˈkrɛdɪtər/

A creditor is a person, bank, or organization to whom money is owed because they have provided goods, services, or loans on credit. In legal and financial contexts, it refers to the party that has a claim on the services or property of a second party, known as the debtor.

Ejemplos

3 de 5
1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

I have several people I owe money to calling me constantly, so I need to fix my budget.

Familia de palabras

Sustantivo
creditor
Verb
credit
Adjetivo
creditable
Relacionado
credit, credibility, credentials
💡

Truco para recordar

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

Quiz rápido

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

¡Correcto!

La respuesta correcta es: creditor

Ejemplos

1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

everyday

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

formal

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

informol

I have several people I owe money to calling me constantly, so I need to fix my budget.

4

Theoretical models of sovereign default examine the power dynamics between the national government and its international creditors.

academic

Scientific models of country debt study the relationship between a government and the foreign entities that lent it money.

5

Our main creditor has agreed to restructure the debt to avoid a complete company shutdown.

business

The main bank we owe money to has agreed to change the payment plan so the business can stay open.

Familia de palabras

Sustantivo
creditor
Verb
credit
Adjetivo
creditable
Relacionado
credit, credibility, credentials

Colocaciones comunes

secured creditor a lender who has a legal claim to specific assets as collateral
unsecured creditor a lender who does not have collateral for the money owed
major creditor the organization to which the largest amount of money is owed
meeting of creditors a formal gathering where a debtor's financial situation is discussed
preferential creditor a lender who has the right to be paid before others during bankruptcy

Frases Comunes

judgment creditor

a person who has obtained a court order for the payment of money

creditor protection

legal measures that prevent lenders from seizing assets while a debtor reorganizes

trade creditor

a supplier to whom a business owes money for goods or services delivered

Se confunde a menudo con

creditor vs debtor

A creditor is the one who gives money and is owed; a debtor is the one who receives money and owes it.

📝

Notas de uso

The word 'creditor' is most commonly used in technical, legal, and business contexts. In casual conversation, 'lender' or 'the bank' is often preferred unless discussing specific legal proceedings like bankruptcy.

⚠️

Errores comunes

Learners often mix up 'creditor' and 'debtor'. Remember that the 'or/er' ending often signifies the person performing the action (giving credit).

💡

Truco para recordar

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

📖

Origen de la palabra

Derived from the Latin 'creditor', which comes from 'credere' meaning 'to trust, entrust, or believe'.

Patrones gramaticales

Countable noun: one creditor, two creditors Often used in the possessive: 'the creditor's rights' Commonly follows adjectives like 'secured' or 'unsecured'
🌍

Contexto cultural

In capitalist economies, the legal rights of creditors are strictly enforced to maintain trust in the financial system and encourage lending.

Quiz rápido

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

¡Correcto!

La respuesta correcta es: creditor

Palabras relacionadas

to

A1

Used to indicate the place, person, or thing that someone or something moves toward. It can also mark the recipient of an action or the limit of a range.

and

A1

A primary conjunction used to connect words, phrases, or clauses that are grammatically equal. It indicates addition, a sequence of events, or a relationship between two things.

a

A1

A word used before a singular noun that is not specific or is being mentioned for the first time. It is used only before words that begin with a consonant sound to indicate one of something.

that

A1

This word is a demonstrative pronoun used to indicate a specific person, object, or idea that is further away in space or time from the speaker. It is also used to refer back to something that has already been mentioned or to introduce a clause that identifies something.

I

A1

The pronoun 'I' is used by a speaker or writer to refer to themselves as the subject of a verb. It is the first-person singular subject pronoun in English and is always capitalized regardless of its position in a sentence.

for

A1

Used to show who is intended to have or use something, or to explain the purpose or reason for an action. It is also frequently used to indicate a specific duration of time.

not

A1

A function word used to express negation or denial. It is primarily used to make a sentence or phrase negative, often following an auxiliary verb or the verb 'to be'.

with

A1

A preposition used to indicate that people or things are together, in the same place, or performing an action together. It can also describe the instrument used to perform an action or a characteristic that someone or something has.

he

A1

A pronoun used to refer to a male person or animal that has already been mentioned or is easily identified. It functions as the subject of a sentence.

you

A1

Used to refer to the person or people that the speaker is addressing. It is the second-person pronoun used for both singular and plural subjects and objects.

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