C2 noun フォーマル

creditor

/ˈkrɛdɪtər/

A creditor is a person, bank, or organization to whom money is owed because they have provided goods, services, or loans on credit. In legal and financial contexts, it refers to the party that has a claim on the services or property of a second party, known as the debtor.

例文

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1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

I have several people I owe money to calling me constantly, so I need to fix my budget.

語族

名詞
creditor
Verb
credit
形容詞
creditable
関連
credit, credibility, credentials
💡

覚え方のコツ

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

クイックテスト

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

正解!

正解は: creditor

例文

1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

everyday

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

formal

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

informol

I have several people I owe money to calling me constantly, so I need to fix my budget.

4

Theoretical models of sovereign default examine the power dynamics between the national government and its international creditors.

academic

Scientific models of country debt study the relationship between a government and the foreign entities that lent it money.

5

Our main creditor has agreed to restructure the debt to avoid a complete company shutdown.

business

The main bank we owe money to has agreed to change the payment plan so the business can stay open.

語族

名詞
creditor
Verb
credit
形容詞
creditable
関連
credit, credibility, credentials

よく使う組み合わせ

secured creditor a lender who has a legal claim to specific assets as collateral
unsecured creditor a lender who does not have collateral for the money owed
major creditor the organization to which the largest amount of money is owed
meeting of creditors a formal gathering where a debtor's financial situation is discussed
preferential creditor a lender who has the right to be paid before others during bankruptcy

よく使うフレーズ

judgment creditor

a person who has obtained a court order for the payment of money

creditor protection

legal measures that prevent lenders from seizing assets while a debtor reorganizes

trade creditor

a supplier to whom a business owes money for goods or services delivered

よく混同される語

creditor vs debtor

A creditor is the one who gives money and is owed; a debtor is the one who receives money and owes it.

📝

使い方のコツ

The word 'creditor' is most commonly used in technical, legal, and business contexts. In casual conversation, 'lender' or 'the bank' is often preferred unless discussing specific legal proceedings like bankruptcy.

⚠️

よくある間違い

Learners often mix up 'creditor' and 'debtor'. Remember that the 'or/er' ending often signifies the person performing the action (giving credit).

💡

覚え方のコツ

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

📖

語源

Derived from the Latin 'creditor', which comes from 'credere' meaning 'to trust, entrust, or believe'.

文法パターン

Countable noun: one creditor, two creditors Often used in the possessive: 'the creditor's rights' Commonly follows adjectives like 'secured' or 'unsecured'
🌍

文化的な背景

In capitalist economies, the legal rights of creditors are strictly enforced to maintain trust in the financial system and encourage lending.

クイックテスト

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

正解!

正解は: creditor

関連単語

complement

A2

A thing that completes or brings to perfection something else. In grammar, it refers to a word or phrase that follows a verb and provides more information about the subject or object.

compound

A2

Describes something that is made of two or more separate parts or elements joined together. It is often used to talk about words, sentences, or chemical substances that have multiple components.

conceive

A2

To form an idea, plan, or concept in the mind. It is also the medical term used to describe when a woman becomes pregnant.

confer

A2

To discuss something with other people in order to reach a decision or exchange ideas. It can also mean to officially give an honor, title, or degree to someone.

conform

A2

To behave according to rules, standards, or what is expected by a group of people. It means to fit in or act in a way that matches others.

consecutive

A2

Following one after another in a continuous series without any breaks. It describes things that happen in a logical order, like numbers (1, 2, 3) or days (Monday, Tuesday, Wednesday).

consistency

A2

Consistency is the quality of always acting or behaving in the same way. it also describes how thick or smooth a liquid or substance is.

disclude

B1

Describing a state where someone or something is left out, omitted, or not allowed to participate in a group or activity. It refers to the condition of being kept apart from a whole or a set.

antiformous

B1

Describes a shape or structure that is curved or folded upwards like an arch. It is most often used in geology and geometry to describe a convex surface.

interspect

B1

Describing a person who is thoughtful and focused on their own internal thoughts and feelings. It refers to the act of looking inward to examine one's own emotions and motives rather than focusing on external things.

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