C2 noun Formel

creditor

/ˈkrɛdɪtər/

A creditor is a person, bank, or organization to whom money is owed because they have provided goods, services, or loans on credit. In legal and financial contexts, it refers to the party that has a claim on the services or property of a second party, known as the debtor.

Exemples

3 sur 5
1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

I have several people I owe money to calling me constantly, so I need to fix my budget.

Famille de mots

Nom
creditor
Verb
credit
Adjectif
creditable
Apparenté
credit, credibility, credentials
💡

Astuce mémo

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

Quiz rapide

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

Correct !

La bonne réponse est : creditor

Exemples

1

He received a stern letter from his primary creditor regarding the missed mortgage payments.

everyday

He received a serious letter from the person he owes money to about the unpaid house loans.

2

The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.

formal

The official in charge must give the remaining property to everyone the company owes money to.

3

I've got a few creditors calling me every day, so I really need to get my finances in order.

informol

I have several people I owe money to calling me constantly, so I need to fix my budget.

4

Theoretical models of sovereign default examine the power dynamics between the national government and its international creditors.

academic

Scientific models of country debt study the relationship between a government and the foreign entities that lent it money.

5

Our main creditor has agreed to restructure the debt to avoid a complete company shutdown.

business

The main bank we owe money to has agreed to change the payment plan so the business can stay open.

Famille de mots

Nom
creditor
Verb
credit
Adjectif
creditable
Apparenté
credit, credibility, credentials

Collocations courantes

secured creditor a lender who has a legal claim to specific assets as collateral
unsecured creditor a lender who does not have collateral for the money owed
major creditor the organization to which the largest amount of money is owed
meeting of creditors a formal gathering where a debtor's financial situation is discussed
preferential creditor a lender who has the right to be paid before others during bankruptcy

Phrases Courantes

judgment creditor

a person who has obtained a court order for the payment of money

creditor protection

legal measures that prevent lenders from seizing assets while a debtor reorganizes

trade creditor

a supplier to whom a business owes money for goods or services delivered

Souvent confondu avec

creditor vs debtor

A creditor is the one who gives money and is owed; a debtor is the one who receives money and owes it.

📝

Notes d'usage

The word 'creditor' is most commonly used in technical, legal, and business contexts. In casual conversation, 'lender' or 'the bank' is often preferred unless discussing specific legal proceedings like bankruptcy.

⚠️

Erreurs courantes

Learners often mix up 'creditor' and 'debtor'. Remember that the 'or/er' ending often signifies the person performing the action (giving credit).

💡

Astuce mémo

The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.

📖

Origine du mot

Derived from the Latin 'creditor', which comes from 'credere' meaning 'to trust, entrust, or believe'.

Modèles grammaticaux

Countable noun: one creditor, two creditors Often used in the possessive: 'the creditor's rights' Commonly follows adjectives like 'secured' or 'unsecured'
🌍

Contexte culturel

In capitalist economies, the legal rights of creditors are strictly enforced to maintain trust in the financial system and encourage lending.

Quiz rapide

When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.

Correct !

La bonne réponse est : creditor

Mots lis

unknown

A1

A person or thing that is not known, recognized, or familiar. It often refers to a mysterious situation or a person who has not yet achieved fame or success.

of

A1

A preposition used to show a relationship between a part and a whole, or to indicate belonging and origin. It connects a noun or pronoun to another part of the sentence to specify which one or what kind.

in

A1

A preposition used to indicate position within a container, a space, an area, or a period of time. It describes being surrounded by something or being inside the boundaries of a location.

it

A1

A third-person singular pronoun used to refer to an object, animal, or situation that has already been mentioned or is clear from context. It is also frequently used as a dummy subject to talk about time, weather, or distance.

on

A1

A preposition used to indicate that something is in a position above and supported by a surface. It is also used to indicate a specific day or date, or to show that a device is functioning.

as

A1

A conjunction used to compare two things that are equal in some way. It is most commonly used in the pattern 'as + adjective/adverb + as' to show similarity.

this

A1

Used to identify a specific person, thing, or idea that is physically close to the speaker or has just been mentioned. It can also refer to the present time or a situation that is currently happening.

by

A1

A preposition used to show the method or means of doing something, or to identify the person or thing that performs an action. It frequently appears in passive sentences to indicate the agent or before modes of transport.

we

A1

The word 'we' is a first-person plural pronoun used to refer to the speaker and one or more other people collectively. It is used as the subject of a sentence or clause.

or

A1

A coordinating conjunction used to connect two or more possibilities or alternatives. it indicates that only one of the options is likely, required, or true.

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