creditor
A creditor is a person, bank, or organization to whom money is owed because they have provided goods, services, or loans on credit. In legal and financial contexts, it refers to the party that has a claim on the services or property of a second party, known as the debtor.
Exemples
3 sur 5He received a stern letter from his primary creditor regarding the missed mortgage payments.
He received a serious letter from the person he owes money to about the unpaid house loans.
The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.
The official in charge must give the remaining property to everyone the company owes money to.
I've got a few creditors calling me every day, so I really need to get my finances in order.
I have several people I owe money to calling me constantly, so I need to fix my budget.
Famille de mots
Astuce mémo
The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.
Quiz rapide
When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.
Correct !
La bonne réponse est : creditor
Exemples
He received a stern letter from his primary creditor regarding the missed mortgage payments.
everydayHe received a serious letter from the person he owes money to about the unpaid house loans.
The court-appointed liquidator is responsible for distributing the remaining assets to each verified creditor.
formalThe official in charge must give the remaining property to everyone the company owes money to.
I've got a few creditors calling me every day, so I really need to get my finances in order.
informolI have several people I owe money to calling me constantly, so I need to fix my budget.
Theoretical models of sovereign default examine the power dynamics between the national government and its international creditors.
academicScientific models of country debt study the relationship between a government and the foreign entities that lent it money.
Our main creditor has agreed to restructure the debt to avoid a complete company shutdown.
businessThe main bank we owe money to has agreed to change the payment plan so the business can stay open.
Famille de mots
Collocations courantes
Phrases Courantes
judgment creditor
a person who has obtained a court order for the payment of money
creditor protection
legal measures that prevent lenders from seizing assets while a debtor reorganizes
trade creditor
a supplier to whom a business owes money for goods or services delivered
Souvent confondu avec
A creditor is the one who gives money and is owed; a debtor is the one who receives money and owes it.
Notes d'usage
The word 'creditor' is most commonly used in technical, legal, and business contexts. In casual conversation, 'lender' or 'the bank' is often preferred unless discussing specific legal proceedings like bankruptcy.
Erreurs courantes
Learners often mix up 'creditor' and 'debtor'. Remember that the 'or/er' ending often signifies the person performing the action (giving credit).
Astuce mémo
The word comes from the Latin 'credere' (to believe). A creditor is someone who 'believes' or trusts that you will pay them back.
Origine du mot
Derived from the Latin 'creditor', which comes from 'credere' meaning 'to trust, entrust, or believe'.
Modèles grammaticaux
Contexte culturel
In capitalist economies, the legal rights of creditors are strictly enforced to maintain trust in the financial system and encourage lending.
Quiz rapide
When the retail chain went bankrupt, every ______ had to file a formal claim to recover their funds.
Correct !
La bonne réponse est : creditor
Vocabulaire associé
Mots lis
unknown
A1A person or thing that is not known, recognized, or familiar. It often refers to a mysterious situation or a person who has not yet achieved fame or success.
of
A1A preposition used to show a relationship between a part and a whole, or to indicate belonging and origin. It connects a noun or pronoun to another part of the sentence to specify which one or what kind.
in
A1A preposition used to indicate position within a container, a space, an area, or a period of time. It describes being surrounded by something or being inside the boundaries of a location.
it
A1A third-person singular pronoun used to refer to an object, animal, or situation that has already been mentioned or is clear from context. It is also frequently used as a dummy subject to talk about time, weather, or distance.
on
A1A preposition used to indicate that something is in a position above and supported by a surface. It is also used to indicate a specific day or date, or to show that a device is functioning.
as
A1A conjunction used to compare two things that are equal in some way. It is most commonly used in the pattern 'as + adjective/adverb + as' to show similarity.
this
A1Used to identify a specific person, thing, or idea that is physically close to the speaker or has just been mentioned. It can also refer to the present time or a situation that is currently happening.
by
A1A preposition used to show the method or means of doing something, or to identify the person or thing that performs an action. It frequently appears in passive sentences to indicate the agent or before modes of transport.
we
A1The word 'we' is a first-person plural pronoun used to refer to the speaker and one or more other people collectively. It is used as the subject of a sentence or clause.
or
A1A coordinating conjunction used to connect two or more possibilities or alternatives. it indicates that only one of the options is likely, required, or true.
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