B1 noun Formal

资金

[tsɨ˥ tɕin˥]

Money available for a particular purpose, such as starting a business or conducting research. It usually refers to a significant amount of money rather than pocket money.

Examples

3 of 5
1

这个项目因为缺乏资金而停工了。

The project stopped due to a lack of funds.

2

政府拨出一大笔资金用于教育。

The government allocated a large amount of funds for education.

3

学生可以申请创业资金。

Students can apply for startup funds.

Word Family

Noun
资金
💡

Memory Tip

The 'base' (资) for 'gold/money' (金).

Quick Quiz

没有足够的____,这个计划无法实施。

Correct!

The correct answer is: 资金

Examples

1

这个项目因为缺乏资金而停工了。

business

The project stopped due to a lack of funds.

2

政府拨出一大笔资金用于教育。

formal

The government allocated a large amount of funds for education.

3

学生可以申请创业资金。

academic

Students can apply for startup funds.

4

我们需要筹集资金来修缮房屋。

everyday

We need to raise funds to repair the house.

5

他把所有的资金都投入了股市。

informal

He put all his funds into the stock market.

Word Family

Noun
资金

Common Collocations

筹集资金 raise funds
缺乏资金 lack of funds
投入资金 invest funds
流动资金 circulating capital
政府资金 government funding

Common Phrases

资金周转

cash flow / turnover of funds

资金链

capital chain

风险资金

venture capital

Often Confused With

资金 vs

钱 is general 'money'; 资金 is more formal and refers specifically to 'funds' or 'capital' for a purpose.

📝

Usage Notes

Very common in IELTS Task 2 topics regarding government spending and business development.

⚠️

Common Mistakes

Don't use '资金' when talking about buying groceries; use '钱' instead.

💡

Memory Tip

The 'base' (资) for 'gold/money' (金).

📖

Word Origin

'资' means property/resources; '金' means gold/money.

Grammar Patterns

缺乏资金 提供资金

Quick Quiz

没有足够的____,这个计划无法实施。

Correct!

The correct answer is: 资金

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