资金
Money available for a particular purpose, such as starting a business or conducting research. It usually refers to a significant amount of money rather than pocket money.
Examples
3 of 5这个项目因为缺乏资金而停工了。
The project stopped due to a lack of funds.
政府拨出一大笔资金用于教育。
The government allocated a large amount of funds for education.
学生可以申请创业资金。
Students can apply for startup funds.
Word Family
Memory Tip
The 'base' (资) for 'gold/money' (金).
Quick Quiz
没有足够的____,这个计划无法实施。
Correct!
The correct answer is: 资金
Examples
这个项目因为缺乏资金而停工了。
businessThe project stopped due to a lack of funds.
政府拨出一大笔资金用于教育。
formalThe government allocated a large amount of funds for education.
学生可以申请创业资金。
academicStudents can apply for startup funds.
我们需要筹集资金来修缮房屋。
everydayWe need to raise funds to repair the house.
他把所有的资金都投入了股市。
informalHe put all his funds into the stock market.
Word Family
Common Collocations
Common Phrases
资金周转
cash flow / turnover of funds
资金链
capital chain
风险资金
venture capital
Often Confused With
钱 is general 'money'; 资金 is more formal and refers specifically to 'funds' or 'capital' for a purpose.
Usage Notes
Very common in IELTS Task 2 topics regarding government spending and business development.
Common Mistakes
Don't use '资金' when talking about buying groceries; use '钱' instead.
Memory Tip
The 'base' (资) for 'gold/money' (金).
Word Origin
'资' means property/resources; '金' means gold/money.
Grammar Patterns
Quick Quiz
没有足够的____,这个计划无法实施。
Correct!
The correct answer is: 资金
Related Vocabulary
More business words
待遇
B1The salary, benefits, and working conditions provided by an employer; also refers to how someone is treated.
机密
B1Information or documents that must be kept secret and protected from unauthorized access, often for reasons of security, strategy, or privacy.
汇总
B1To collect and aggregate information, data, or materials from various sources into a single summary or report.
销售额
B1The total value of goods or services sold by a company during a specific period.
远程办公
B1The practice of working from a location other than a central office, typically one's home, using telecommunications technology.
职业生涯
B1The period of time that you spend in your life working or the series of jobs that you have.
兼顾
B1To give attention to two or more things at the same time. Commonly used when discussing balancing work and life, or economy and environment.
协同
B2To work together with others to achieve a common goal; to coordinate or cooperate in a synchronized way.
审核
B2To examine and verify the accuracy, legitimacy, or quality of documents, applications, or accounts. It is a standard procedure in administrative and academic processes.
决策
B2The process of making important decisions, especially in a professional, political, or strategic context.
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