foreclosure
Foreclosure is a legal process where a bank or lender takes control of a property because the owner failed to pay back their loan. It typically ends with the property being sold to pay off the remaining debt.
예시
3 / 5The family had to move out quickly because of a foreclosure on their home.
The family had to move out quickly because of a foreclosure on their home.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
I heard their place went into foreclosure after he lost his job.
I heard their place went into foreclosure after he lost his job.
어휘 가족
암기 팁
Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.
빠른 퀴즈
After the owner stopped paying the mortgage, the bank sent a ______ notice.
정답!
정답은: foreclosure
예시
The family had to move out quickly because of a foreclosure on their home.
everydayThe family had to move out quickly because of a foreclosure on their home.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
formalThe financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
I heard their place went into foreclosure after he lost his job.
informalI heard their place went into foreclosure after he lost his job.
Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.
academicStudies show that foreclosure rates significantly impact the stability of urban neighborhoods.
The company's real estate portfolio suffered due to several commercial foreclosures during the recession.
businessThe company's real estate portfolio suffered due to several commercial foreclosures during the recession.
어휘 가족
자주 쓰는 조합
자주 쓰는 구문
foreclosure crisis
a period where many people lose their homes at once
in foreclosure
currently going through the legal process of being taken by the bank
foreclosure moratorium
a temporary stop on banks taking homes
자주 혼동되는 단어
Eviction is being forced out of a rented property; foreclosure is the bank taking a property that was being purchased with a loan.
Bankruptcy is a general legal status of not being able to pay any debts; foreclosure is specific to real estate loans.
사용 참고사항
Foreclosure is almost exclusively used in legal and financial contexts regarding real estate. It is more common in American English than British English, where 'repossession' is more frequent.
자주 하는 실수
Learners often say the bank 'foreclosed the person,' but the bank 'forecloses ON the property' or 'forecloses ON the owner.'
암기 팁
Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.
어원
From the Old French word 'forclos,' which means to exclude, shut out, or bar from something.
문법 패턴
문화적 맥락
In the United States, the 2008 housing market crash made 'foreclosure' a household word due to the millions of people who lost their homes.
빠른 퀴즈
After the owner stopped paying the mortgage, the bank sent a ______ notice.
정답!
정답은: foreclosure
관련 어휘
law 관련 단어
prosecutor
A1A prosecutor is a lawyer who works for the government. Their job is to show a court that someone has committed a crime.
defendant
A1A defendant is a person or organization that is being accused of a crime or is being sued in a court of law. This person is required to answer the legal charges brought against them by another party.
plaintiff
A1A person or group who brings a legal case against another in a court of law. They are the ones starting the lawsuit because they believe they have been wronged.
jury
A1A group of ordinary people chosen to listen to the facts of a trial in a court of law. They listen to the evidence and decide if a person is guilty or not guilty.
lawsuit
A1A lawsuit is a legal case where one person or group brings a disagreement to a court of law for a judge to decide. It usually happens when someone wants money or a specific action from another person because of a problem or injury.
proof
A1Proof is a fact or a piece of information that shows something is true. In a legal context, it is what a person uses to convince a judge or jury that a crime happened.
misdemeanor
A1A misdemeanor is a minor crime that is less serious than a felony. It is usually punished by a fine or a short period of time in a local jail rather than a state prison.
bail
A1Bail is a sum of money paid to a court so that a person who has been accused of a crime can stay out of jail until their trial starts. If the person shows up for their court date, the money is usually returned.
fraud
A1Fraud is the illegal act of tricking someone to get their money or property. It is a crime where a person lies or hides the truth to gain an unfair advantage.
homicide
A1A homicide is when one person kills another person. It is a general term used by police and lawyers to describe any kind of killing, whether it was an accident or on purpose.
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