A1 noun Formal

foreclosure

/fɔːrˈkloʊʒər/

Foreclosure is a legal process where a bank or lender takes control of a property because the owner failed to pay back their loan. It typically ends with the property being sold to pay off the remaining debt.

Exemplos

3 de 5
1

The family had to move out quickly because of a foreclosure on their home.

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

I heard their place went into foreclosure after he lost his job.

Família de palavras

Substantivo
foreclosure
Verb
foreclose
Adjetivo
foreclosed
Relacionado
forecloser
💡

Dica de memorização

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

Quiz rápido

After the owner stopped paying the mortgage, the bank sent a ______ notice.

Correto!

A resposta correta é: foreclosure

Exemplos

1

The family had to move out quickly because of a foreclosure on their home.

everyday

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

formal

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

informal

I heard their place went into foreclosure after he lost his job.

4

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

academic

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

5

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

business

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

Família de palavras

Substantivo
foreclosure
Verb
foreclose
Adjetivo
foreclosed
Relacionado
forecloser

Colocações comuns

foreclosure notice a legal warning that the bank will take the property
avoid foreclosure to find a way to keep your home from being taken
face foreclosure to be in a situation where the bank might take your home
foreclosure sale an auction where a taken property is sold
prevent foreclosure to stop the legal process of property seizure

Frases Comuns

foreclosure crisis

a period where many people lose their homes at once

in foreclosure

currently going through the legal process of being taken by the bank

foreclosure moratorium

a temporary stop on banks taking homes

Frequentemente confundido com

foreclosure vs eviction

Eviction is being forced out of a rented property; foreclosure is the bank taking a property that was being purchased with a loan.

foreclosure vs bankruptcy

Bankruptcy is a general legal status of not being able to pay any debts; foreclosure is specific to real estate loans.

📝

Notas de uso

Foreclosure is almost exclusively used in legal and financial contexts regarding real estate. It is more common in American English than British English, where 'repossession' is more frequent.

⚠️

Erros comuns

Learners often say the bank 'foreclosed the person,' but the bank 'forecloses ON the property' or 'forecloses ON the owner.'

💡

Dica de memorização

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

📖

Origem da palavra

From the Old French word 'forclos,' which means to exclude, shut out, or bar from something.

Padrões gramaticais

Countable noun (plural: foreclosures) Often used with the preposition 'on' (foreclosure on a house) Used with the verb 'initiate' or 'start'
🌍

Contexto cultural

In the United States, the 2008 housing market crash made 'foreclosure' a household word due to the millions of people who lost their homes.

Quiz rápido

After the owner stopped paying the mortgage, the bank sent a ______ notice.

Correto!

A resposta correta é: foreclosure

Mais palavras de law

prosecutor

A1

A prosecutor is a lawyer who works for the government. Their job is to show a court that someone has committed a crime.

defendant

A1

A defendant is a person or organization that is being accused of a crime or is being sued in a court of law. This person is required to answer the legal charges brought against them by another party.

plaintiff

A1

A person or group who brings a legal case against another in a court of law. They are the ones starting the lawsuit because they believe they have been wronged.

jury

A1

A group of ordinary people chosen to listen to the facts of a trial in a court of law. They listen to the evidence and decide if a person is guilty or not guilty.

lawsuit

A1

A lawsuit is a legal case where one person or group brings a disagreement to a court of law for a judge to decide. It usually happens when someone wants money or a specific action from another person because of a problem or injury.

proof

A1

Proof is a fact or a piece of information that shows something is true. In a legal context, it is what a person uses to convince a judge or jury that a crime happened.

misdemeanor

A1

A misdemeanor is a minor crime that is less serious than a felony. It is usually punished by a fine or a short period of time in a local jail rather than a state prison.

sentence

A1

A sentence is a punishment given by a judge to someone who has been found guilty of a crime. It explains how much time a person must spend in prison or how much money they must pay as a fine.

bail

A1

Bail is a sum of money paid to a court so that a person who has been accused of a crime can stay out of jail until their trial starts. If the person shows up for their court date, the money is usually returned.

fraud

A1

Fraud is the illegal act of tricking someone to get their money or property. It is a crime where a person lies or hides the truth to gain an unfair advantage.

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