foreclosure
Foreclosure is a legal process where a bank or lender takes control of a property because the owner failed to pay back their loan. It typically ends with the property being sold to pay off the remaining debt.
例句
3 / 5The family had to move out quickly because of a foreclosure on their home.
The family had to move out quickly because of a foreclosure on their home.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
I heard their place went into foreclosure after he lost his job.
I heard their place went into foreclosure after he lost his job.
词族
记忆技巧
Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.
快速测验
After the owner stopped paying the mortgage, the bank sent a ______ notice.
正确！
正确答案是： foreclosure
例句
The family had to move out quickly because of a foreclosure on their home.
everydayThe family had to move out quickly because of a foreclosure on their home.
The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
formalThe financial institution initiated foreclosure proceedings following six months of missed mortgage payments.
I heard their place went into foreclosure after he lost his job.
informalI heard their place went into foreclosure after he lost his job.
Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.
academicStudies show that foreclosure rates significantly impact the stability of urban neighborhoods.
The company's real estate portfolio suffered due to several commercial foreclosures during the recession.
businessThe company's real estate portfolio suffered due to several commercial foreclosures during the recession.
词族
常见搭配
常用短语
foreclosure crisis
a period where many people lose their homes at once
in foreclosure
currently going through the legal process of being taken by the bank
foreclosure moratorium
a temporary stop on banks taking homes
容易混淆的词
Eviction is being forced out of a rented property; foreclosure is the bank taking a property that was being purchased with a loan.
Bankruptcy is a general legal status of not being able to pay any debts; foreclosure is specific to real estate loans.
使用说明
Foreclosure is almost exclusively used in legal and financial contexts regarding real estate. It is more common in American English than British English, where 'repossession' is more frequent.
常见错误
Learners often say the bank 'foreclosed the person,' but the bank 'forecloses ON the property' or 'forecloses ON the owner.'
记忆技巧
Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.
词源
From the Old French word 'forclos,' which means to exclude, shut out, or bar from something.
语法模式
文化背景
In the United States, the 2008 housing market crash made 'foreclosure' a household word due to the millions of people who lost their homes.
快速测验
After the owner stopped paying the mortgage, the bank sent a ______ notice.
正确！
正确答案是： foreclosure
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