A1 noun フォーマル

foreclosure

/fɔːrˈkloʊʒər/

Foreclosure is a legal process where a bank or lender takes control of a property because the owner failed to pay back their loan. It typically ends with the property being sold to pay off the remaining debt.

例文

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1

The family had to move out quickly because of a foreclosure on their home.

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

I heard their place went into foreclosure after he lost his job.

語族

名詞
foreclosure
Verb
foreclose
形容詞
foreclosed
関連
forecloser
💡

覚え方のコツ

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

クイックテスト

After the owner stopped paying the mortgage, the bank sent a ______ notice.

正解!

正解は: foreclosure

例文

1

The family had to move out quickly because of a foreclosure on their home.

everyday

The family had to move out quickly because of a foreclosure on their home.

2

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

formal

The financial institution initiated foreclosure proceedings following six months of missed mortgage payments.

3

I heard their place went into foreclosure after he lost his job.

informal

I heard their place went into foreclosure after he lost his job.

4

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

academic

Studies show that foreclosure rates significantly impact the stability of urban neighborhoods.

5

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

business

The company's real estate portfolio suffered due to several commercial foreclosures during the recession.

語族

名詞
foreclosure
Verb
foreclose
形容詞
foreclosed
関連
forecloser

よく使う組み合わせ

foreclosure notice a legal warning that the bank will take the property
avoid foreclosure to find a way to keep your home from being taken
face foreclosure to be in a situation where the bank might take your home
foreclosure sale an auction where a taken property is sold
prevent foreclosure to stop the legal process of property seizure

よく使うフレーズ

foreclosure crisis

a period where many people lose their homes at once

in foreclosure

currently going through the legal process of being taken by the bank

foreclosure moratorium

a temporary stop on banks taking homes

よく混同される語

foreclosure vs eviction

Eviction is being forced out of a rented property; foreclosure is the bank taking a property that was being purchased with a loan.

foreclosure vs bankruptcy

Bankruptcy is a general legal status of not being able to pay any debts; foreclosure is specific to real estate loans.

📝

使い方のコツ

Foreclosure is almost exclusively used in legal and financial contexts regarding real estate. It is more common in American English than British English, where 'repossession' is more frequent.

⚠️

よくある間違い

Learners often say the bank 'foreclosed the person,' but the bank 'forecloses ON the property' or 'forecloses ON the owner.'

💡

覚え方のコツ

Think of 'Fore' (meaning before) and 'Closure' (meaning to shut). The bank 'shuts the door' on your ownership before you finish paying.

📖

語源

From the Old French word 'forclos,' which means to exclude, shut out, or bar from something.

文法パターン

Countable noun (plural: foreclosures) Often used with the preposition 'on' (foreclosure on a house) Used with the verb 'initiate' or 'start'
🌍

文化的な背景

In the United States, the 2008 housing market crash made 'foreclosure' a household word due to the millions of people who lost their homes.

クイックテスト

After the owner stopped paying the mortgage, the bank sent a ______ notice.

正解!

正解は: foreclosure

lawの関連語

justice

A1

Justice is the quality of being fair and reasonable in how people are treated. It also refers to the legal system and the way laws are used to punish people who do wrong.

verdict

A1

A verdict is the official decision made by a jury or judge in a court of law about whether someone is guilty or not guilty. It is also used to describe a person's final opinion or judgment about something after testing or considering it.

trial

A1

A formal process in a court of law to decide if someone is guilty of a crime. It involves a judge, and sometimes a jury, who listen to evidence and witnesses.

hearing

A1

In a legal context, a hearing is a formal meeting where a judge or official listens to facts and arguments about a specific issue. It is typically shorter and less formal than a full trial but follows strict legal rules.

litigation

A1

Litigation is the process of using a court of law to solve a legal disagreement. It involves a judge or jury making a final decision about a dispute between people or companies.

testimony

A1

A formal statement given by a witness in a court of law or a public meeting. It is also used to describe something that serves as clear proof that a fact is true.

witness

A1

A witness is a person who sees an event, such as a crime or an accident, take place. In a legal context, this person provides information or evidence in a court about what they observed.

crime

A1

A crime is an action that is against the law and is punishable by the government. It refers to illegal activities like stealing or hurting someone.

criminal

A1

A person who has committed a crime or done something illegal. This word describes someone who breaks the law and may be punished by the police or a court.

felony

A1

A felony is a very serious crime, such as murder or armed robbery. In legal systems, it is a crime that is punished more severely than a minor offense, often resulting in more than one year in prison.

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