B2 verb خنثی

borrower

/ˈbɒrəʊə(r)/

A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.

مثال‌ها

3 از 5
1

The borrower returned the library books two weeks past the due date.

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

My brother always takes my tools and never returns them.

خانواده کلمه

اسم
borrower
Verb
borrow
صفت
borrowed
مرتبط
borrowing
💡

راهنمای حفظ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

آزمون سریع

The bank decided that the _______ was a low risk because of her high credit score and stable job.

درسته!

پاسخ صحیح این است: borrower

مثال‌ها

1

The borrower returned the library books two weeks past the due date.

everyday

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

formal

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

informal

My brother always takes my tools and never returns them.

4

The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.

academic

The research looks at how higher interest rates impact students who have taken out loans.

5

The bank classifies him as a high-risk borrower due to his inconsistent income history.

business

The bank views him as a risky person to lend to because his income is not steady.

خانواده کلمه

اسم
borrower
Verb
borrow
صفت
borrowed
مرتبط
borrowing

ترکیب‌های رایج

reliable borrower A person who is trusted to pay back what they took.
subprime borrower A person with a poor credit history who is considered a higher risk.
first-time borrower Someone who is taking out a loan for the first time.
borrower's agreement The legal contract signed by the person receiving the loan.
institutional borrower A large organization or company that takes out a loan.

عبارات رایج

Neither a borrower nor a lender be

Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.

chronic borrower

Someone who has a habit of constantly taking things from others.

borrower of last resort

An entity that only borrows when no other financial options are available.

اغلب اشتباه گرفته می‌شود با

borrower vs lender

A borrower receives the item/money, while a lender gives it.

borrower vs debtor

While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.

📝

نکات کاربردی

The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.

⚠️

اشتباهات رایج

Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.

💡

راهنمای حفظ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

📖

ریشه کلمه

Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.

الگوهای دستوری

Countable noun (singular: borrower, plural: borrowers) Often followed by the preposition 'of' to indicate what is being taken.
🌍

بافت فرهنگی

In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.

آزمون سریع

The bank decided that the _______ was a low risk because of her high credit score and stable job.

درسته!

پاسخ صحیح این است: borrower

لغات مرتبط

abmultant

C1

To diversify or branch out extensively from a single origin into multiple complex channels, forms, or applications. It describes the process of systemic expansion where a core entity multiplies its variety or reach.

microdoccide

C1

A specialized chemical substance or agent used to destroy or inhibit the growth of microscopic organisms such as bacteria, fungi, or viruses. It is primarily utilized in industrial, medical, and laboratory settings to ensure sterilization and prevent contamination.

circumminty

C1

The specific micro-atmosphere or olfactory 'halo' of coolness and freshness that surrounds an aromatic source, particularly mint plants or mentholated substances. It describes the spatial reach of a refreshing scent within a localized environment.

micromortious

C1

To calculate or estimate the minute probability of death associated with a specific action, typically measured in units representing a one-in-a-million chance. This verb is used to statistically assess the inherent danger of activities by quantifying potential mortality risks.

underpeline

C1

To provide a strong foundational support or to reinforce the underlying structure of an argument, theory, or physical entity. It describes the act of strengthening the core elements that hold a complex system or idea together to ensure stability.

misdictious

C1

To communicate or record verbal information inaccurately, specifically by confusing similar-sounding words or misinterpreting dictated instructions. It is primarily used in technical or test-based contexts to describe a failure in precise verbal transmission.

proscriber

C1

To officially forbid or prohibit something by law, decree, or social authority. It can also refer to the act of denouncing or condemning a person or group as harmful or dangerous.

triprehendful

C1

A triprehendful refers to a specific quantity of complex information or a situation that requires three distinct perspectives or levels of analysis to be fully grasped. It describes an amount of data or conceptual difficulty that is multifaceted and cannot be simplified into a binary explanation.

adcedency

C1

Adcedency refers to the state of rising to or holding a position of dominant power, influence, or governing authority. It describes the condition of being in control or having a superior status over others in a specific hierarchy or field.

postdynery

C1

To engage in the practice of lingering at a table after a meal has concluded to enjoy conversation and social bonding. This verb describes the transition from the physical act of eating to the intellectual or social act of communal reflection.

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