borrower
A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.
مثالها
3 از 5The borrower returned the library books two weeks past the due date.
The person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
Every person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
My brother always takes my tools and never returns them.
خانواده کلمه
راهنمای حفظ
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
آزمون سریع
The bank decided that the _______ was a low risk because of her high credit score and stable job.
درسته!
پاسخ صحیح این است: borrower
مثالها
The borrower returned the library books two weeks past the due date.
everydayThe person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
formalEvery person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
informalMy brother always takes my tools and never returns them.
The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.
academicThe research looks at how higher interest rates impact students who have taken out loans.
The bank classifies him as a high-risk borrower due to his inconsistent income history.
businessThe bank views him as a risky person to lend to because his income is not steady.
خانواده کلمه
ترکیبهای رایج
عبارات رایج
Neither a borrower nor a lender be
Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.
chronic borrower
Someone who has a habit of constantly taking things from others.
borrower of last resort
An entity that only borrows when no other financial options are available.
اغلب اشتباه گرفته میشود با
A borrower receives the item/money, while a lender gives it.
While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.
نکات کاربردی
The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.
اشتباهات رایج
Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.
راهنمای حفظ
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
ریشه کلمه
Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.
الگوهای دستوری
بافت فرهنگی
In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.
آزمون سریع
The bank decided that the _______ was a low risk because of her high credit score and stable job.
درسته!
پاسخ صحیح این است: borrower
واژگان مرتبط
لغات مرتبط
abmultant
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microdoccide
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circumminty
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micromortious
C1To calculate or estimate the minute probability of death associated with a specific action, typically measured in units representing a one-in-a-million chance. This verb is used to statistically assess the inherent danger of activities by quantifying potential mortality risks.
underpeline
C1To provide a strong foundational support or to reinforce the underlying structure of an argument, theory, or physical entity. It describes the act of strengthening the core elements that hold a complex system or idea together to ensure stability.
misdictious
C1To communicate or record verbal information inaccurately, specifically by confusing similar-sounding words or misinterpreting dictated instructions. It is primarily used in technical or test-based contexts to describe a failure in precise verbal transmission.
proscriber
C1To officially forbid or prohibit something by law, decree, or social authority. It can also refer to the act of denouncing or condemning a person or group as harmful or dangerous.
triprehendful
C1A triprehendful refers to a specific quantity of complex information or a situation that requires three distinct perspectives or levels of analysis to be fully grasped. It describes an amount of data or conceptual difficulty that is multifaceted and cannot be simplified into a binary explanation.
adcedency
C1Adcedency refers to the state of rising to or holding a position of dominant power, influence, or governing authority. It describes the condition of being in control or having a superior status over others in a specific hierarchy or field.
postdynery
C1To engage in the practice of lingering at a table after a meal has concluded to enjoy conversation and social bonding. This verb describes the transition from the physical act of eating to the intellectual or social act of communal reflection.
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