borrower
A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.
Exemples
3 sur 5The borrower returned the library books two weeks past the due date.
The person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
Every person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
My brother always takes my tools and never returns them.
Famille de mots
Astuce mémo
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
Quiz rapide
The bank decided that the _______ was a low risk because of her high credit score and stable job.
Correct !
La bonne réponse est : borrower
Exemples
The borrower returned the library books two weeks past the due date.
everydayThe person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
formalEvery person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
informalMy brother always takes my tools and never returns them.
The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.
academicThe research looks at how higher interest rates impact students who have taken out loans.
The bank classifies him as a high-risk borrower due to his inconsistent income history.
businessThe bank views him as a risky person to lend to because his income is not steady.
Famille de mots
Collocations courantes
Phrases Courantes
Neither a borrower nor a lender be
Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.
chronic borrower
Someone who has a habit of constantly taking things from others.
borrower of last resort
An entity that only borrows when no other financial options are available.
Souvent confondu avec
A borrower receives the item/money, while a lender gives it.
While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.
Notes d'usage
The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.
Erreurs courantes
Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.
Astuce mémo
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
Origine du mot
Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.
Modèles grammaticaux
Contexte culturel
In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.
Quiz rapide
The bank decided that the _______ was a low risk because of her high credit score and stable job.
Correct !
La bonne réponse est : borrower
Vocabulaire associé
Mots lis
proceed
C1The noun form, typically used in the plural 'proceeds,' refers to the total amount of money received from a particular event, sale, or activity. It is a formal term used in academic, legal, and business contexts to describe the result of a financial transaction or fundraising effort.
individual
C1Relating to a single person or thing as distinct from a group. It describes something that is intended for, or used by, one person rather than a collective entity.
appropriately
B2To perform an action in a manner that is suitable, right, or proper for a particular situation, person, or occasion. It implies following specific social norms, professional standards, or logical requirements.
region
B2A region is an area of land that has common features, such as geography, climate, or culture, which distinguish it from other areas. It can refer to a large part of a country or the world and is often used in administrative or scientific contexts to organize space.
resource
B2A stock or supply of money, materials, staff, and other assets that can be drawn on by a person or organization in order to function effectively. In academic and informational contexts, it refers to a source of information or expertise used to support research or learning.
to
A1Used to indicate the place, person, or thing that someone or something moves toward. It can also mark the recipient of an action or the limit of a range.
and
A1A primary conjunction used to connect words, phrases, or clauses that are grammatically equal. It indicates addition, a sequence of events, or a relationship between two things.
a
A1A word used before a singular noun that is not specific or is being mentioned for the first time. It is used only before words that begin with a consonant sound to indicate one of something.
that
A1This word is a demonstrative pronoun used to indicate a specific person, object, or idea that is further away in space or time from the speaker. It is also used to refer back to something that has already been mentioned or to introduce a clause that identifies something.
I
A1The pronoun 'I' is used by a speaker or writer to refer to themselves as the subject of a verb. It is the first-person singular subject pronoun in English and is always capitalized regardless of its position in a sentence.
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