B2 verb ニュートラル

borrower

/ˈbɒrəʊə(r)/

A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.

例文

3 / 5
1

The borrower returned the library books two weeks past the due date.

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

My brother always takes my tools and never returns them.

語族

名詞
borrower
Verb
borrow
形容詞
borrowed
関連
borrowing
💡

覚え方のコツ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

クイックテスト

The bank decided that the _______ was a low risk because of her high credit score and stable job.

正解!

正解は: borrower

例文

1

The borrower returned the library books two weeks past the due date.

everyday

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

formal

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

informal

My brother always takes my tools and never returns them.

4

The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.

academic

The research looks at how higher interest rates impact students who have taken out loans.

5

The bank classifies him as a high-risk borrower due to his inconsistent income history.

business

The bank views him as a risky person to lend to because his income is not steady.

語族

名詞
borrower
Verb
borrow
形容詞
borrowed
関連
borrowing

よく使う組み合わせ

reliable borrower A person who is trusted to pay back what they took.
subprime borrower A person with a poor credit history who is considered a higher risk.
first-time borrower Someone who is taking out a loan for the first time.
borrower's agreement The legal contract signed by the person receiving the loan.
institutional borrower A large organization or company that takes out a loan.

よく使うフレーズ

Neither a borrower nor a lender be

Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.

chronic borrower

Someone who has a habit of constantly taking things from others.

borrower of last resort

An entity that only borrows when no other financial options are available.

よく混同される語

borrower vs lender

A borrower receives the item/money, while a lender gives it.

borrower vs debtor

While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.

📝

使い方のコツ

The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.

⚠️

よくある間違い

Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.

💡

覚え方のコツ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

📖

語源

Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.

文法パターン

Countable noun (singular: borrower, plural: borrowers) Often followed by the preposition 'of' to indicate what is being taken.
🌍

文化的な背景

In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.

クイックテスト

The bank decided that the _______ was a low risk because of her high credit score and stable job.

正解!

正解は: borrower

関連単語

consequent

C2

In logic and philosophy, a consequent is the second part of a conditional proposition, following the 'if' clause (the antecedent). It represents the result or deduction that follows necessarily or naturally from a previous statement or condition.

administrate

B2

To manage, supervise, or oversee the operations and activities of an organization, program, or system. It involves the practical execution of policies and the organization of resources to achieve specific goals.

administrative

C1

Relating to the organization and management of a business, institution, or government. It describes the practical tasks, systems, and procedures required to keep an entity running efficiently behind the scenes.

assistant

C2

A person who ranks below a senior professional and aids them in their duties, often handling specialized tasks or administrative burdens. In a professional or academic context, an assistant often possesses significant expertise but operates under the direction of a superior to facilitate complex operations.

commissioner

C1

A high-ranking official who is in charge of a government department, a public organization, or a professional sports league. This person is typically appointed to exercise administrative authority or to oversee a specific commission or set of regulations.

computer

C1

A sophisticated electronic device designed to store, retrieve, and process data through programmed instructions. In modern discourse, it encompasses everything from microprocessors in appliances to high-performance servers facilitating global networks.

conclusion

C2

A final judgment, decision, or opinion reached by reasoning after considering all evidence and facts. It also refers to the final part of a piece of writing or a speech that summarizes the main points and provides a closing statement.

consume

C1

To consume means to use up a resource, such as energy, time, or goods, or to eat and drink something. In academic contexts, it often refers to the utilization of information, products, or services by individuals or groups within an economy or social system.

design

C1

A detailed plan or scheme that outlines the functional and aesthetic features of an object or system before it is made. In an academic context, it refers to the deliberate structure or methodology of a study or process designed to achieve specific outcomes.

consumer

B2

A consumer is a person who purchases goods and services for personal use rather than for resale or business purposes. In a broader biological or ecological context, it refers to any organism that feeds on other organisms or organic matter.

役に立った?
まだコメントがありません。最初に考えをシェアしましょう!

無料で言語学習を始めよう

無料で始める