borrower
A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.
أمثلة
3 من 5The borrower returned the library books two weeks past the due date.
The person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
Every person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
My brother always takes my tools and never returns them.
عائلة الكلمة
نصيحة للحفظ
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
اختبار سريع
The bank decided that the _______ was a low risk because of her high credit score and stable job.
صحيح!
الإجابة الصحيحة هي: borrower
أمثلة
The borrower returned the library books two weeks past the due date.
everydayThe person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
formalEvery person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
informalMy brother always takes my tools and never returns them.
The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.
academicThe research looks at how higher interest rates impact students who have taken out loans.
The bank classifies him as a high-risk borrower due to his inconsistent income history.
businessThe bank views him as a risky person to lend to because his income is not steady.
عائلة الكلمة
تلازمات شائعة
العبارات الشائعة
Neither a borrower nor a lender be
Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.
chronic borrower
Someone who has a habit of constantly taking things from others.
borrower of last resort
An entity that only borrows when no other financial options are available.
يُخلط عادةً مع
A borrower receives the item/money, while a lender gives it.
While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.
ملاحظات الاستخدام
The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.
أخطاء شائعة
Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.
نصيحة للحفظ
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
أصل الكلمة
Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.
أنماط نحوية
السياق الثقافي
In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.
اختبار سريع
The bank decided that the _______ was a low risk because of her high credit score and stable job.
صحيح!
الإجابة الصحيحة هي: borrower
مفردات ذات صلة
كلمات ذات صلة
example
A1An example is a specific thing or person that shows what a group or a rule is like. It is used to help explain something more clearly so that others can understand it easily.
always
A1This word describes something that happens at all times or on every occasion. It is a frequency adverb used to talk about habits, permanent truths, or repeated actions.
result
A1A result is something that happens or exists because of something else that happened before. It is often used to describe the final score of a game, the grade on a test, or the outcome of a specific action.
reason
A1A reason is a cause or explanation for why something happens or why someone does something. It is the information that answers the question 'Why?'.
research
A1A detailed study of a subject, especially in order to discover (new) information or reach a (new) understanding. It involves gathering facts and data to test a theory or solve a problem.
girl
A1A female child or a young female person from birth until she reaches adulthood. It is also commonly used to refer to a daughter or, in informal settings, to a young woman.
food
A1Food refers to any substance consumed by living organisms to provide nutritional support for the body. It can be of plant, animal, or fungal origin and contains essential nutrients like carbohydrates, fats, and proteins.
moment
A1A very short period of time or a specific point in time. It is often used to ask someone to wait briefly or to describe a significant event occurring right now.
himself
A1A reflexive pronoun used as the object of a verb or preposition when the subject is a male person or animal previously mentioned. It is also used to emphasize that a specific man or boy did something personally or without help.
force
A1Force is the physical strength or energy that is used to push or pull an object. It can also refer to an organized group of people, such as the police or a military group.
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