B2 verb محايد

borrower

/ˈbɒrəʊə(r)/

A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.

أمثلة

3 من 5
1

The borrower returned the library books two weeks past the due date.

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

My brother always takes my tools and never returns them.

عائلة الكلمة

اسم
borrower
Verb
borrow
صفة
borrowed
مرتبط
borrowing
💡

نصيحة للحفظ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

اختبار سريع

The bank decided that the _______ was a low risk because of her high credit score and stable job.

صحيح!

الإجابة الصحيحة هي: borrower

أمثلة

1

The borrower returned the library books two weeks past the due date.

everyday

The person who took the books returned them two weeks late.

2

Each prospective borrower must undergo a rigorous credit check before the loan is approved.

formal

Every person applying for a loan must have their financial history checked before approval.

3

My brother is a chronic borrower of my tools and he never puts them back.

informal

My brother always takes my tools and never returns them.

4

The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.

academic

The research looks at how higher interest rates impact students who have taken out loans.

5

The bank classifies him as a high-risk borrower due to his inconsistent income history.

business

The bank views him as a risky person to lend to because his income is not steady.

عائلة الكلمة

اسم
borrower
Verb
borrow
صفة
borrowed
مرتبط
borrowing

تلازمات شائعة

reliable borrower A person who is trusted to pay back what they took.
subprime borrower A person with a poor credit history who is considered a higher risk.
first-time borrower Someone who is taking out a loan for the first time.
borrower's agreement The legal contract signed by the person receiving the loan.
institutional borrower A large organization or company that takes out a loan.

العبارات الشائعة

Neither a borrower nor a lender be

Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.

chronic borrower

Someone who has a habit of constantly taking things from others.

borrower of last resort

An entity that only borrows when no other financial options are available.

يُخلط عادةً مع

borrower vs lender

A borrower receives the item/money, while a lender gives it.

borrower vs debtor

While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.

📝

ملاحظات الاستخدام

The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.

⚠️

أخطاء شائعة

Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.

💡

نصيحة للحفظ

Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.

📖

أصل الكلمة

Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.

أنماط نحوية

Countable noun (singular: borrower, plural: borrowers) Often followed by the preposition 'of' to indicate what is being taken.
🌍

السياق الثقافي

In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.

اختبار سريع

The bank decided that the _______ was a low risk because of her high credit score and stable job.

صحيح!

الإجابة الصحيحة هي: borrower

كلمات ذات صلة

example

A1

An example is a specific thing or person that shows what a group or a rule is like. It is used to help explain something more clearly so that others can understand it easily.

always

A1

This word describes something that happens at all times or on every occasion. It is a frequency adverb used to talk about habits, permanent truths, or repeated actions.

result

A1

A result is something that happens or exists because of something else that happened before. It is often used to describe the final score of a game, the grade on a test, or the outcome of a specific action.

reason

A1

A reason is a cause or explanation for why something happens or why someone does something. It is the information that answers the question 'Why?'.

research

A1

A detailed study of a subject, especially in order to discover (new) information or reach a (new) understanding. It involves gathering facts and data to test a theory or solve a problem.

girl

A1

A female child or a young female person from birth until she reaches adulthood. It is also commonly used to refer to a daughter or, in informal settings, to a young woman.

food

A1

Food refers to any substance consumed by living organisms to provide nutritional support for the body. It can be of plant, animal, or fungal origin and contains essential nutrients like carbohydrates, fats, and proteins.

moment

A1

A very short period of time or a specific point in time. It is often used to ask someone to wait briefly or to describe a significant event occurring right now.

himself

A1

A reflexive pronoun used as the object of a verb or preposition when the subject is a male person or animal previously mentioned. It is also used to emphasize that a specific man or boy did something personally or without help.

force

A1

Force is the physical strength or energy that is used to push or pull an object. It can also refer to an organized group of people, such as the police or a military group.

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