borrower
A borrower is an individual, organization, or country that receives something, typically money or a book, with the agreement that it will be returned or paid back later. In a financial context, it refers to a party who takes out a loan from a bank or lender and is obligated to repay the principal plus interest.
예시
3 / 5The borrower returned the library books two weeks past the due date.
The person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
Every person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
My brother always takes my tools and never returns them.
어휘 가족
암기 팁
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
빠른 퀴즈
The bank decided that the _______ was a low risk because of her high credit score and stable job.
정답!
정답은: borrower
예시
The borrower returned the library books two weeks past the due date.
everydayThe person who took the books returned them two weeks late.
Each prospective borrower must undergo a rigorous credit check before the loan is approved.
formalEvery person applying for a loan must have their financial history checked before approval.
My brother is a chronic borrower of my tools and he never puts them back.
informalMy brother always takes my tools and never returns them.
The study analyzes how interest rate hikes affect the average student borrower's ability to manage debt.
academicThe research looks at how higher interest rates impact students who have taken out loans.
The bank classifies him as a high-risk borrower due to his inconsistent income history.
businessThe bank views him as a risky person to lend to because his income is not steady.
어휘 가족
자주 쓰는 조합
자주 쓰는 구문
Neither a borrower nor a lender be
Advice suggesting it is best to avoid both borrowing and lending to keep good relationships.
chronic borrower
Someone who has a habit of constantly taking things from others.
borrower of last resort
An entity that only borrows when no other financial options are available.
자주 혼동되는 단어
A borrower receives the item/money, while a lender gives it.
While similar, 'debtor' specifically emphasizes the legal obligation to pay, whereas 'borrower' focuses on the act of taking.
사용 참고사항
The term is most frequently used in financial sectors (banks, loans) and library settings. It can also describe someone who habitually takes small personal items from friends or family.
자주 하는 실수
Learners often use 'borrower' when they mean 'lender'. Remember: 'B' is for Borrower and 'B' is for 'Buying' time or using someone else's assets.
암기 팁
Think of the 'ow' in borrower: the borrower 'owes' the money back to the lender.
어원
Derived from the Old English word 'borgian', which meant to give a pledge or security for a debt.
문법 패턴
문화적 맥락
In many Western cultures, a borrower's reputation is quantified by a 'credit score', which determines their future ability to take out loans.
빠른 퀴즈
The bank decided that the _______ was a low risk because of her high credit score and stable job.
정답!
정답은: borrower
관련 어휘
관련 단어
boned
B2Primarily used as an adjective, 'boned' describes something that has a specific type of skeletal structure or a piece of meat from which the bones have been removed. In the context of garments, it refers to items reinforced with stiff strips, such as a corset, to maintain a specific shape.
boneyard
B2A boneyard is a place where old, discarded, or obsolete items—typically large machinery like aircraft or vehicles—are stored or dismantled for parts. It is also an informal or regional term for a cemetery or burial ground.
bonfire
B2A large, controlled outdoor fire lit for celebration, signaling, or to dispose of garden waste. It is typically much larger than a standard campfire and is often the centerpiece of a social or cultural event.
bongo
B2To play the bongo drums or to strike a surface rhythmically and repeatedly with the fingers or palms. In academic or technical contexts, it often refers to the specific percussive action used in ethnomusicology or the observation of rhythmic motor patterns in behavioral studies.
bonito
B2A bonito is a medium-sized, predatory marine fish belonging to the Scombridae family, which also includes tuna and mackerel. In culinary contexts, it is most famous for being dried, fermented, and smoked to create flakes used in Japanese stocks and seasonings.
bonkers
B2An informal adjective used to describe someone or something that is crazy, insane, or highly eccentric. It can refer to a person's mental state, a chaotic situation, or an idea that seems completely absurd or wild.
bonny
B2An adjective primarily used in British and Scottish English to describe someone, especially a woman or child, who is physically attractive, healthy, and cheerful. It conveys a sense of natural beauty combined with a robust or wholesome appearance.
bonsai
B2Relating to the Japanese art of growing miniature trees in containers through careful pruning and wiring. When used as an adjective, it describes plants or objects that have been miniaturized or styled according to these aesthetic principles.
bony
B2Describes someone or a part of the body that is very thin, allowing the underlying bone structure to be seen or felt. It also refers to anything made of or resembling bone, particularly in biological or anatomical contexts.
boo
B2In informal contexts, 'boo' can be used as an adjective to describe something that is disappointing, poor in quality, or undesirable. It is more commonly recognized as a sound of disapproval or a slang term of endearment, but its use as a descriptor for 'bad' is found in specific colloquial dialects.
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