A1 noun 중립 #2,881 가장 일반적인

預金

yokin /jo.kĩɴ/

Money placed into a bank account for safekeeping and to earn interest. It refers specifically to the act of depositing or the balance of funds held by a financial institution.

예시

3 / 5
1

銀行に預金がありますか。

Do you have any savings in the bank?

2

預金残高をご確認いただけますでしょうか。

Could you please confirm the balance of your deposit?

3

預金、全然ないから旅行に行けないよ。

I have no bank savings at all, so I can't go on a trip.

어휘 가족

명사
預金
Verb
預金する
관련
預金者
💡

암기 팁

The first kanji 預 (Yo) means 'to entrust' and 金 (Kin) means 'money'. You are 'entrusting your money' to the bank.

빠른 퀴즈

昨日、銀行に行って( )を10万円おろしました。

정답!

정답은: 預金

예시

1

銀行に預金がありますか。

everyday

Do you have any savings in the bank?

2

預金残高をご確認いただけますでしょうか。

formal

Could you please confirm the balance of your deposit?

3

預金、全然ないから旅行に行けないよ。

informal

I have no bank savings at all, so I can't go on a trip.

4

預金金利の推移がマクロ経済に与える影響を分析する。

academic

To analyze the impact of changes in deposit interest rates on the macroeconomy.

5

お手続きには預金通帳と届出印が必要です。

business

A bankbook and registered seal are required for the procedure.

어휘 가족

명사
預金
Verb
預金する
관련
預金者

자주 쓰는 조합

預金を引き出す to withdraw money (deposit)
預金残高 bank balance
普通預金 ordinary deposit / savings account
預金をする to make a deposit
定期預金 fixed-term deposit

자주 쓰는 구문

預金をおろす

to withdraw money from one's account

預金を預ける

to place money in a deposit

預金が底をつく

to run out of bank savings

자주 혼동되는 단어

預金 vs 貯金 (chokin)

Yokin specifically refers to money in a bank (commercial financial institution), while Chokin can refer to money saved anywhere (piggy bank, post office, or general savings).

📝

사용 참고사항

Use 'yokin' when dealing with commercial banks. In everyday conversation, 'chokin' is more commonly used for general savings, but 'yokin' is the standard term for bank statements and official transactions.

⚠️

자주 하는 실수

Learners often use 'yokin' when talking about saving money in a piggy bank at home; in that case, 'chokin' should be used instead.

💡

암기 팁

The first kanji 預 (Yo) means 'to entrust' and 金 (Kin) means 'money'. You are 'entrusting your money' to the bank.

📖

어원

A Sino-Japanese compound consisting of 預 (to deposit/entrust) and 金 (gold/money).

문법 패턴

~に預金がある (To have a deposit in...) ~を預金する (To deposit...)
🌍

문화적 맥락

In Japan, many people still use physical 'bankbooks' (tsuchō) to track their 'yokin', though digital banking is increasing.

빠른 퀴즈

昨日、銀行に行って( )を10万円おろしました。

정답!

정답은: 預金

관련 단어

unknown

A1

A student attending a university or college for higher education. In Japan, it specifically refers to undergraduate students in a four-year university or a two-year junior college.

革命

A1

A fundamental and sudden change in political power or social structure, often involving a shift in governance. It also refers to a major, transformative shift in technology, thought, or a specific field that completely alters how things are done.

維持

A1

The act of keeping something in its current state, condition, or level over a period of time. It is commonly used to describe the maintenance of health, systems, relationships, or the status quo.

縮小

A1

The act of reducing the size, scale, or scope of something. It is commonly used when talking about downsizing operations, shrinking digital images, or narrowing the range of a project.

契約

A1

A legally binding agreement between two or more parties that specifies terms and conditions. It is commonly used for mobile phones, apartment rentals, and employment agreements.

取引

A1

A transaction or business deal involving the exchange of money, goods, or services. It refers to the process of doing business with another party or making a trade.

借金

A1

A sum of money that is borrowed from a person or an institution and is expected to be paid back. It refers to the state of owing money or the specific amount of debt accumulated.

予算

A1

A budget or an estimate of the amount of money available for a specific purpose. It refers to the financial plan or limit set before spending occurs in personal, business, or government contexts.

賃金

A1

Chingin refers to the money paid to a worker in exchange for labor or services, similar to wages. It is frequently used in formal, legal, and economic contexts, particularly when discussing minimum wage or labor statistics.

降格

A1

A noun or verb that describes a reduction in rank, status, or position within an organization or sports league. It is most commonly used when a worker is moved to a lower job title or when a sports team is moved to a lower division due to poor performance.

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