B1 verb Neutral

担保

/tan⁵⁵ paw²¹⁴/

To give a formal promise that something will be done or that someone's debt will be paid; to guarantee.

Examples

3 of 5
1

我不能担保他一定会来。

I can't guarantee that he will definitely come.

2

银行为这笔贷款提供了担保。

The bank provided a guarantee for this loan.

3

我拿我的名誉担保!

I guarantee it on my reputation!

Word Family

Noun
担保人/担保金
Verb
担保
💡

Memory Tip

担 (to shoulder/carry) + 保 (to protect/keep) = Shouldering the responsibility to keep a promise.

Quick Quiz

申请这笔大额贷款需要有人为你提供____。

Correct!

The correct answer is: 担保

Examples

1

我不能担保他一定会来。

everyday

I can't guarantee that he will definitely come.

2

银行为这笔贷款提供了担保。

formal

The bank provided a guarantee for this loan.

3

我拿我的名誉担保!

informal

I guarantee it on my reputation!

4

法律担保了公民的基本权利。

academic

The law guarantees the basic rights of citizens.

5

公司需要第三方进行信用担保。

business

The company needs a third party for credit guarantee.

Word Family

Noun
担保人/担保金
Verb
担保

Common Collocations

信用担保 credit guarantee
提供担保 to provide a guarantee
担保人 guarantor
贷款担保 loan guarantee
书面担保 written guarantee

Common Phrases

连带担保

joint guarantee

质量担保

quality guarantee

无法担保

cannot guarantee

Often Confused With

担保 vs 保护

保护 is to keep safe; 担保 is to give a formal promise/surety.

📝

Usage Notes

Essential for business-related IELTS reading passages and Task 2 essays on consumer rights.

⚠️

Common Mistakes

Often used as '保证' (general promise), but '担保' usually carries legal or financial weight.

💡

Memory Tip

担 (to shoulder/carry) + 保 (to protect/keep) = Shouldering the responsibility to keep a promise.

📖

Word Origin

担 (to take on) + 保 (to protect/guarantee).

Grammar Patterns

为...担保 担保 + 宾语从句
🌍

Cultural Context

In China, '担保' is a serious legal commitment often involving family members for loans.

Quick Quiz

申请这笔大额贷款需要有人为你提供____。

Correct!

The correct answer is: 担保

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