A1 noun Neutral #2,521 most common

貯金

chokin t͡ɕokʲiɴ

The act of saving money or the amount of money saved, typically in a bank or a piggy bank. It refers to setting aside funds for future use rather than spending them immediately.

Examples

3 of 5
1

毎月、少しずつ貯金しています。

I am saving a little money every month.

2

将来の備えとして貯金が推奨されます。

Savings are recommended as preparation for the future.

3

今、貯金いくらある?

How much savings do you have now?

Word Family

Noun
貯金
Verb
貯金する
Related
貯蓄
💡

Memory Tip

The first kanji 貯 means 'store' and the second 金 means 'money'. Think of it as 'storing gold'.

Quick Quiz

留学のために、毎月3万円___しています。

Correct!

The correct answer is: 貯金

Examples

1

毎月、少しずつ貯金しています。

everyday

I am saving a little money every month.

2

将来の備えとして貯金が推奨されます。

formal

Savings are recommended as preparation for the future.

3

今、貯金いくらある?

informal

How much savings do you have now?

4

貯金率の変動は景気に大きな影響を与える。

academic

Fluctuations in the savings rate have a significant impact on the economy.

5

事業拡大のため、貯金の一部を投資に回す。

business

Allocate part of the savings to investment for business expansion.

Word Family

Noun
貯金
Verb
貯金する
Related
貯蓄

Common Collocations

貯金箱 money box / piggy bank
貯金を引き出す to withdraw savings
貯金が貯まる savings accumulate
貯金を切り崩す to dip into one's savings
貯金に励む to work hard at saving money

Common Phrases

タンス貯金

cash kept at home (literally 'dresser savings')

貯金が底をつく

to run out of savings

貯金ゼロ

zero savings

Often Confused With

貯金 vs 預金

Yokin refers specifically to money deposited in a bank, while chokin is a more general term for saving money anywhere.

貯金 vs 節約

Setsuyaku means 'economizing' or 'saving' resources/money by reducing waste, whereas chokin is the actual accumulation of money.

📝

Usage Notes

It is a very common word in daily life. While 'yokin' is the technical term used by banks, 'chokin' is used more often by individuals for their personal savings goals.

⚠️

Common Mistakes

Don't use 'chokin' when you want to say 'save time' or 'save a life'; it is strictly for money. Also, remember to add 'suru' to use it as a verb.

💡

Memory Tip

The first kanji 貯 means 'store' and the second 金 means 'money'. Think of it as 'storing gold'.

📖

Word Origin

Derived from the characters 貯 (to store/save) and 金 (gold/money), originating from the Edo period's banking development.

Grammar Patterns

Noun + する = to save money Object + を + 貯金する
🌍

Cultural Context

In Japan, children are often encouraged to use a 'chokin-bako' (piggy bank) from a young age to learn the value of money.

Quick Quiz

留学のために、毎月3万円___しています。

Correct!

The correct answer is: 貯金

Related Phrases

Related Words

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